Tay Ho Sakti Hai Bank Stauf Ke Inaseintiv Ki Limit

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Tay Ho Sakti Hai Bank Stauf Ke Inaseintiv Ki Limit

sangeeta Mehta/shilpi sinha Mumbai. . Mani laaundaring aur tax chori rokane ke liye reguletars sakht upaayon par vichaar kar rahe hain. Iske tahat bankon ke jariye inshyoreins paulisi ki bikri ko indipeindeint jaanch ke daayare mein laane ke saath hi bank staaf ke inseintiv par shikanja kasa ja sakta hai. Agale kuchh hafton mein RBI aur inshyoreins reguletari development athauriti of India (irada) milkar is sambandh mein nae niyam pesh kareinge. Isse bankon ko inshyoreins paulisi se hone vaale revenyoo ki raftaar kam ho sakti hai. Inshyoreins reguletar irada no yor kastamar frant par apni gaaidalaains taiyaar kar sakta hai. Haalaanki, isse kaagaji kaarravaai ke aur jatil hone ki aashanka hai. RBI ke ek adhikaar ne naam jaahir naheen karne ki shart par bataaya, 'Agar bank iseintiv linkd sailari dete hain, to hamein koi dikkat naheen hai, lekin unhein enplauyeej ka performance tay karte vakt kastamar service samet tamaam pahaluon ka nishpakshataapoorvak aakalan karna chaahiye. ' online media company Cobrapost. Com ke sting operation ke baad reguletars in upaayon par vichaar karne mein jute hain. Sting operation mein eksis bank, HDFC bank aur ICICI bank ke staaf ko graahakon ko tax chori aur black mani ko white mani mein badalne ke liye niyamon se chhedchhaad karne mein madad ka aashvaasan dete hue dikhaaya gaya tha. Choonki is sting operation mein kisi bhi tarah ka transaction naheen huaa, lihaaja bankon ne apni jaanch mein ismein niyamon ka ullanghan naheen paaya. Haalaanki, banking reguletar RBI ne bhi khud is maamale ki jaanch ki hai aur vah bankon par jurmaana lagaane ya chetaavani dene jaisi kaarravaai kar sakta hai. Jyaada se jyaada revenyoo aur praufit ke aadhaar par inseintiv ke treind se poori duniya ke financial services sector mein anuchit gatividhiyon ko badhaava mila hai. Aise mein duniya bhar ke banking reguletar un gatividhiyon ko rokane mein jute hain, jo laung tarm mein system ke liye nukasaanadeh hain. RBI ka private aur videshi bankon ke CEO ki sailari aur bonas mein dakhal hai, lekin staaf ki sailari ki maamale mein vah hastakshep naheen karta hai. RBI bankon ki shaakhaaon ke jariye thard party product bechne par paabandi laga sakta hai. Reserve bank ke ek adhikaari ke mutaabik agar bank apna system durust naheen karte hain, to keindreeya bank unhein financial prodakts bechne ke liye 100 feesadi maalikaana hak waali sabsidiyri company banaane ka nirdesh dega. Private aur videshi bankon ke enplauyeej ko inshyoreins prodakts, myoochual fund aur bond va currency se praufit kamaane par inseintiv diya jaata hai. Hom loan ke liye graahak laane aur difaultas se rakam vasoolane par bhi inseintiv ka praavadhaan hai. Isse enplauyeej ko graahakon ko aakraamak tareeke se financial prodakts bechne ko protsaahan milta hai. Aise mein enplauyeej khaastaur par nae graahakon ko unki jaroorat ke bina bhi financial prodakts lene ke liye majaboor kar dete hain.

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