Tax Bachaane Mein 3 Tarah Se Madad Kar Sakte Hain Aapke Maata-pita

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Tax Bachaane Mein 3 Tarah Se Madad Kar Sakte Hain Aapke Maata-pita

Aadil Shetty choonki 31 March ka deadline najadeek aata ja raha hai, isliye ab aap bhi apni tax dendaari ko kam karne ke tareeke talaash rahe honge. Aapko jaahir taur par kuchh tax didkshan benifit mil sakte hain, lekin iske alaava aapke maata-pita bhi aapki tax dendaari ko kam karne mein madad kar sakte hain. Maata-pita tax bachaane mein kaise madad kar sakte hain, ise samajhne se pehle is baat par dhyaan dena jaroori hai ki tax peyars dvaara apne maata-pita ke account mein ya maata-pita dvaara apne bachchon ke account mein transfer kiya jaane wala amaaunt taiksebal naheen hota hai. Is tarah ke transaction par gift tax naheen lagta hai. Income tax aikt ke sekshan 56(2)(VII) ke anusaar, rishtedaaron se milne wala paisa ya prauparti, taiksebal naheen hota hai. Yahaan rishtedaar ka matlab khaas taur par vyakti ki patni/pati, bhaai-bahan, patni/pati ke bhaai-bahan, maata-pita ke bhaai-bahan, patni/pati ke maata-pita ke bhaai-bahan, vyakti ya usaki patni/pati ka koi poorvaj ya vanshaj ya aise rishtedaaron ki patni/pati hai. Lekin, apne aur apne maata-pita ke beech hone vaale har tarah ke fund transfer ka record rakhana jaroori hai. Aapko income tax pravijns ko dhyaan mein rakhana chaahiye aur usi hisaab se apne maata-pita ki investameint kapaisiti aur tax slaib ke aadhaar par tax planning karni chaahiye. Isi tarah, aap apni tax seving ko badhaane ke liye apne baalig bachchon ko bhi fund transfer kar sakte hain. Maata/pita ke naam se tax seving skeem mein nivesh Ek naun-senior siteejan dvaara kamaae gaye intrest income par laagoo tax slaib ke hisaab se tax lag sakta hai jabki senior siteejans ko ek vitt varsh mein 50 hajaar rupaye tak ke intrest income par koi tax naheen dena padata hai. Iske alaava, senior siteejans ke liye efadi aur RD ka intrest rate, regyular investaron ko milne vaale rets ki tulana mein aam taur par 5% adhik hota hai. Yadi aap apne donon senior siteejan maata-pita ke liye invest karna chaahate hain to aapko 1 lakh rupaye tak ke intrest par tax dena naheen padega. Iske alaava, aap apne maata-pita ke account mein fund transfer karne ke baare mein bhi soch sakte hain jiska nivesh vahaan kiya ja sakta hai, jis par income tax ki dhaara 80C ke tahat tax se chhoot mile. Aapko ek tax free return kamaane mein madad kar sake. Is tarah aap apne maata aur pita ke naam se 1.5-1.5 lakh rupaye tak invest kar sakte hain aur unke investameint instroomeint ke maadhyam se ek tax-free return bhi kama sakte hain. Maata-pita ke liye helth inshyoreins Yadi aap apne naun-senior siteejan maata-pita ke liye helth inshyoreins ka premium dete hain to aapko 25 hajaar rupaye tak ke amaaunt ke liye tax didkshan ka benifit mil sakta hai. Yadi aap 65 varsh se jyaada ki umr ke maata-pita ke liye premium dete hain to aapko 50 hajaar rupaye tak ke amaaunt ke liye tax didkshan ka benifit mil sakta hai. Isi tarah yadi aap apne ek senior siteejan maata/pita ke helth inshyoreins kavar ke liye 50 hajaar rupaye ka premium dete hain aur yadi aap 30% tax braiket mein aate hain to aap 15 rupaye tax bacha sakte hain. Maata-pita ko reint dekar echaaarae klem karein Yadi aap ek sailareed indivijual hain aur apne maata/pita ke ghar mein rahate hain aur house reint alaauns (HRA) aapki sailari kanponeint ka ek hissa hai to aap is benifit ka laabh utha sakte hain. Yadi aap jis ghar mein rahate hain, vah aapke maata/pita ke naam se rajistard hain to aap unhein reint dekar echaaarae ke liye klem kar sakte hain. Yadi aapki sailari mein echaaarae kanponeint naheen hai, tab bhi aap sekshan 80GG ke tahat didkshan ke liye klem kar sakte hain. Haalaanki, aap yeh klem sirf tabhi kar sakte hain jab aapko koi housing benifit naheen milta hai jiske liye aap klem kar sakein. Sekshan 80GG ke tahat aapke echaaarae benifit ke roop mein nimnalikhit mein se kisi ek par vichaar kiya jaata hai: 1. Ainual sailari ke 10% se oopar aur adhik diya gaya reint 2. Ajasted total ainual income (is maksad ke liye IT dipaartameint dvaara banaae gaye niyam ke anusaar income) ka 25% 3.5 hajaar rupaye prati maah Tax bachaane ke kai tareeke hain. Income tax aikt ke 80C, 80D, 80E aur anya regyular sekshans ke saath-saath kuchh kam istemaal hone vaale sekshans par bhi dhyaan dena jaroori hai jo aapke tax ke bojh ko samajhadaari ke saath kam karne ka mauka de sakte hain aur vah bhi aapke faainains par koi dabaav daale bina. Apne maata-pita ke maadhyam se investameint karna ek aisa hi smart tareeka hai. Lekhak bainkabaajaar dot com ke CEO hain.

Tax Bachaane Mein 3 Tarah Se Madad Kar Sakte Hain Aapke Maata-pita https://www.angrejinews.com/pic/247327