Sweep-in Bank Account Sevings Ke Saath Jyaada Return Ka Maja

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Sweep-in Bank Account Sevings Ke Saath Jyaada Return Ka Maja

nai Delhi. . Cash ka maamala bada ajeebogareeb hai. Agar aap kam cash rakhate hain, to achaanak se aane vaale kharch ki haalat mein aap mushkil mein pad sakte hain. Agar jyaada cash rakhate hain to aap behtar return ka mauka ganvaate hain. Isi vajah se too-in-van aur sweep-in bank akaaunts lokapriya ho rahe hain. Aise khaaton mein fiksd dipaujit ka return milta hai aur sevings account ki tarah apni jaroorat ke anusaar paise nikaalne ki suvidha bhi hoti hai. Haalaanki, in khaaton mein investar ko usi avadhi ke liye byaaj milta hai, jis dauraan paisa khaate mein hota hai. Aamtaur par 45-60 dinon ke dipaujit par takareeban 5 feesadi byaaj milta hai, jabki ek saal ke efadi par byaaj 8-9 feesadi hai. Haalaanki, November 2011 mein state bank of India ne apni anafiksd dipaujit skeem launch kar poore game ko badal diya. Iske tahat agar investar ka paisa kam se kam 7 dinon tak bhi account mein rahata hai to use ek saal ke intarest rate ka faayda milega. Delhi ke ek manager ne bataaya, 'Short tarm dipaujit segameint ke liye yah skeem game cheinjar ban gayi. ' ab kai aur bank aisi skeem ki hod mein kood pade hain. Jahaan kuchh bank sevings account par oonche rate ofar kar rahe hain, vaheen kai bankon ne apni sharton ko jyaada lacheela bana diya hai. Jin logon ke paas bachat karne ke liye jyaada cash naheen hai, unke liye aaienaji vaishya bank ka naya praudakt behtar vikalp hai. Bank apni efadi plas dipaujit skeem par 9.25 feesadi saalaana byaaj ofar kar raha hai. Iske liye nyoonatam raashi 10,000 rupae rakhi gayi hai. Sevings account par byaaj dar ko lekar bankon mein hod machi hai. Kotak bank jahaan aise akaaunts par 6 feesadi byaaj ofar kar raha hai, vaheen yas bank ne 7 feesadi intarest ofar kiya hai. Haalaanki, in bankon ki skeemon ke alaava kai aur vikalp hai, jahaan aap chhoti avadhi ke liye paisa nivesh kar sakte hain. Eksaparts ke mutaabik, aapaatkaaleen jarooraton ko dhyaan mein rakhate hue 3-6 maheenon ki skeemon mein nivesh karna behtar hota hai. Fleksi dipaujit skeemein behtar vikalp hain aur bankon ke beech chal rahe intarest rate vaur ke kaaran ye skeemein aur aakarshak ho gayi hain. Agar aap sevings account mein 1 lakh rupae rakhate hain, to aapko is saalaana 4,000 rupae byaaj milega. Haalaanki, aap sweep-in fasiliti ka vikalp chunate hain aur aap 25,000 rupae nikaalate hain, to atirikt 75,000 rupae par aapko efadi rate par byaaj milega. Lihaaja, agar aapka bank efadi par 8 feesadi saalaana byaaj day raha hai, to 75,000 rupae par 6,000 rupae byaaj milega. Iska matlab yah huaa ki aapke 1 lakh ke bank baileins par aapko saalaana kul 7,000 rupae (25,000 rupae par 4 feesadi) byaaj mileinge. Haalaanki, isse pehle bank account ki sharton ki baareeki se padtaal karni chaahiye. Kuchh akaaunts mein timaahi ya maasik aadha par baileins ki minimm raashi naheen rahane par aapko penalty bhi deni pad sakti hai. Iske alaava aap likvid fandon mein bhi nivesh karte hain. Ye short tarm det instroomeints hote hain aur myoochual fund aisi skeemein ofar karte hain

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