Retail Inavestars Ke Liye Teknikli Apagred Ho Rahe Likvid Fands

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Retail Inavestars Ke Liye Teknikli Apagred Ho Rahe Likvid Fands

prashaant mahesh, Mumbai financial edavaaijars ka kehna hai ki in dinon kai inavestar likvid fands par gaur kar rahe hain. Association of myoochual fands in India yaani emfi ke anusaar, July 2013 mein likvid aur mani market fands mein 1.29 lakh karod rupaye the, jo November 2013 mein badhkar 2.46 lakh karod rupaye ho gaye. Myoochual fands par najar rakhane waali vailyoo research ka kehna hai ki is kaitigri ne 6 January tak ke pichhle chhah maheenon mein 4.58 parseint ka return diya hai. Market paartisipeints ka kehna hai ki kai companiyaan aur maaladaar inavestar saraplas cash ke inavestameint ke liye likvid fands ka istemaal karte rahe hain, lekin retail inavestars kuchh hichkate rahe hain kyonki ofalaain mod mein baar-baar transaction karne mein kai tarah ki dikkatein hoti theen. Haalaanki unka kehna hai ki haalaat badal rahe hain. Myoochual fands modern teknaulaji istemaal karne lage hain taaki traanjaikshans mein sahooliyt ho. DSP blaikarauk inavestameint mainejars ke iveepi aur held (sales) ajit Menon ne kaha ki van-time maindet ka system shuroo karne se inavestars ko SMS ke jariye apne bank account se kisi bhi skeem mein rakam traansafar karne ki sahooliyt mil gayi hai. Unhonne kaha ki online transaction aur SMS ki suvidha se inavestars ko apni bekaar padi rakam ka likvid fands ke jariye behtar yooj karne mein madad milegi. Likvid fands ke lihaaj se achha vakt : Intarest rate ka jo maujooda haal hai, vah bhi likvid fands mein rakam jama karne ke lihaaj se achha hai. Jeeipeeel kaipitl ke head (det market) deepak panjavaani ne kaha ki short-tarm intarest rets kaafi atraiktiv hain. Likvid fands ko inse faayda hoga. Teen maheene ke certificate of dipaujit (seedi) par intarest rate is samay 8.5 se 9 parseint hai. Bankon ke teen maheene ke fiksd dipaujit par 7.5 parseint se 8 parseint ka byaaj milta hai. Iski tulana mein eksapeinsej ko hataane par bhi likvid fands se behtar return milta hai. Pichhle saal divideind distribyooshan tax badhaakar 28 parseint kar diya gaya tha. Iske baavajood oonche tax breket vaale kai logon ke liye likvid fands mein inavest karna faayde ka sabab hai. Market linkd return : Haalaanki ek baat ka dhyaan rakhein ki fiksd dipaujit mein return tay hota hai , lekin likvid fands mein return market se juda hota hai. Beeenapi paariba velth management mein senior VP ( edavaaijari desk - fiksd income ) jauyadeep sen ne kaha ki bekaar padi rakam ko inavest karne ke liye likvid fund upayukt hain kyonki return praaya : Stebal hi rahata hai. Inmein nivesh aasaani se bhunaaya ja sakta hai. In par penalty ya transaction chaarjej jaisi laagat naheen hoti hai. 30 parseint ke tax breket mein aane vaalon ke liye in par tarm dipaujit ki tulana mein kam hi tax rate aplaai hoti hai. Likvid fands se bahut aasaani se rakam nikaali ja sakti hai aur kai companiyaan ek - do hafton ke liye ismein rakam rakhati hain , lekin retail inavestars ko in fands mein inavestameint karte hue laung tarm straiteji dhyaan mein rakhani chaahiye. Ajit Menon ka kehna hai ki retail inavestars ko teen maheene ke kharch laayak rakam bank ekaaunts mein rakhani chaahiye aur jis rakam ki jaroorat unhein ek saal baad padne waali ho , use ve likvid aur ultra short - tarm bond fands mein rakh sakte hain. Laung tarm track record aham : Likvid fands mein egjit lod naheen lagta hai. Eksaparts inavestars se kehte hain ki ve apni rakam un likvid fands mein lagaaen , jinka management laung tarm mein behtar performance ka record rakhane vaale fund haausej ke paas ho. Iski vajah yeh hai ki ye fund return ka gubbaara fulaane ke liye likviditi aur kredit kvauliti ke morche par samjhauta praaya : Naheen karte. Kuchh log in fands ki enaevi mein July 2013 ke dauraan I volaitiliti ka havaala dekar savaal uthaate rahe hain. Us vakt in fands ne nigetiv return diya tha aur yeh mithk toot gaya tha ki in fands mein inavestameint bilkul sef hota hai. Haalaanki jyaadaatar market paartisipeints ka kehna hai ki aisi baatein har vakt to naheen hoteen. Us vakt volaitiliti ki vajah rupaye ki kamjori par ankush lagaane ke liye RBI ki koshishon ke chalte short - tarm rets mein I teji thi. Jauyadeep sen kehte hain ki aisa kabhi - kabhaar hi hota hai. Likvid fands se milne vaale return mein kuchh hi dinon baad rikvari aa gayi thi. Sen salaah de rahe hain ki inmein inavestameint tab tak banaae rakhein , jab tak ki return ghaate se ubarane laayak na ho jaae. Likvid fands inavestars ko growth aur divideind opshan bhi dete hain.

Retail Inavestars Ke Liye Teknikli Apagred Ho Rahe Likvid Fands https://www.angrejinews.com/pic/37257