RBI Se Seeaaaar Ghataane Ki Maang Kareinge Bainkars

Business » Tuesday, April 2, 2013

iti bureau Mumbai RBI Governor di subbaaraav se mulaakaat mein bainkars cash reserve reshiyo (CRR) mein katauti ki maang kareinge. RBI aur bankon ke pratinidhiyon ki baithak 4 April ko honi hai. Keeindreeya bank ne kuchh bankon ke pramukhon ki baithak bulaai hai. Ismein RBI aham aarthik masalon par bainkars ki rai maangega. Bainkars ikanaumi ke outlook, system mein likviditi aur loan ki demand par apni rai rakheinge. Bainkars ke saath baithak 3 May ko pesh jaane waali monetary paulisi ke maddenajar bulaai gayi hai. Bainkars ne naam jaahir naheen kiye jaane ki shart par bataaya ki agar RBI CRR mein aur 0.50 feesadi ki katauti karta hai, to ve graahakon ko kam byaaj daron ka faayda pahunchaane ke liye behtar haalat mein honge. Filhaal CRR 4 feesadi hai, jabki repo rate 7.50 feesadi hai. CRR ke tahat bankon ko apne dipaujit ka ek hissa RBI ke paas rakhana hota hai, jis par koi byaaj naheen milta. March 2012 se ab tak ismein 1 feesadi ki katauti ho chuki hai. Is dauraan repo rate mane 0.75 feesadi ki katauti hui hai. Bank RBI se isi dar par chhoti avadhi ke liye udhaari lete hain. Haalaanki, bankon ne leinding rate mane takareeb 0.50 feesadi ki katauti ki hai. Bainkars ka kehna hai ki CRR mein katauti se cash ki haalat mein sudhaar hoga. Saath hi inavestar seinteemeint bhi behtar hoga. Pichhle kuchh dinon mein RBI se bankon ki udhaari 80,000 se 1,00,000 rupae tak rahi hai aur CRR mein katauti se bankon ke liye haalaat behtar honge. Saath hi, December 2012 timaahi mane growth rate 4.5 feesadi rahana kharaab inavestameint seinteemeint ki taraf ishaara karta hai. December timaahi mein growth rate pichhli 15 timaahiyon ka nichla star hai. Bainkars ke mutaabik, loan ki oonchi dar industry ke vistaar naheen karne ki pramukh vajah naheen hai. Haalaanki, byaaj dar kam rahana iske liye ek aham factor ke taur par dekha jaata hai. Salaah-mashavire ke dauraan RBI dipaujit aur kredit ki demand aur industry ke general mood ke baare mein bhi bainkars ki rai jaanane ki koshish karega. RBI ki monetary paulisi mein inafleshan, ikanaumik growth aur mani saplaai par RBI apna anumaan pesh karega, lihaaja ise behad aham maana ja raha hai. Is paulisi mein RBI kredit aur dipaujit growth sambandhi anumaan bhi bataaega aur is aadhaar par bainkars apna saalana taaraget tay kareinge.