Myoochual Fund Prodakts Ki Lebaling Se Paida Hoga Kanafyoojan

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Myoochual Fund Prodakts Ki Lebaling Se Paida Hoga Kanafyoojan

uma shashikaant Indian myoochual fund industry ko dikkaton se gujarana pad raha hai. Reguletar ki pichhli galatiyon ko durust karne ki koshishein hamesha jameeni hakeekat ki samajh par aadhaarit naheen hoti hain. Kai baar nae reguleshans aasaan hote hain. Ye koi vaastavik antar naheen paida karte hain. Myoochual fands prodakts ki lebaling bhi aisi hi dikkat hai jisse vaastavik samasya hal naheen ho rahi hai, balki isse kanafyoojan aur badh raha hai. Pichhle maheene market reguletar SEBI ne myoochual fund prodakts ke liye lebal ko anivaarya kar diya hai taaki inavestars apni jaroorat ke hisaab se inavestameint ka faisala kar sakein. Lebal se yah pata chalana chaahiye ki kya product kaipitl epreesiyeshan ya inakam janareshan ke hisaab se upayukt hai ya naheen. Saath hi ismein yah bhi jikr hona chaahiye ki iska inavesting haraaijan kya hai. Eset elokeshan ke sanket bhi ismein hona chaahiye. SEBI ke nirdesh mein yah bhi kaha gaya hai ki ismein ek kalard box joda jaana chaahiye jo ki yah bataae ki principle rakam par kitna jokhim hai. Ye reguleshans 1 July 2013 se laagoo hone hain. Lekin, inse inavestars ko shaayad hi koi faayda ho. Logon ko product lebal ki jaroorat hai aur myoochual fands ko inhein niveshakon ke chunaav karne ke liye aasaan banaana chaahiye. SEBI ka prastaav is samasya ka samaadhaan naheen hai. Myoochual fund maarketebal esets ka ek portfolio hota hai. Isse inavestars ko market return haasil karne mein madad milti hai. Misaal ke taur par, bank dipaujit karne vaala koi inavestar fiksad intarest haasil karta hai. Det fund ka inavestar bhi intarest inakam haasil karta hai jo ki uske portfolio mein dainik aadhaar par judti hai. Dipaujit ek fiksd tenyor, fiksd rate aur maichyoriti par principle ke return vaala product hai. Doosari or, kisi open ended det fund mein dainik enaevi hoti hai. Ismein return milta hai aur ise inavestar ki tay ki gayi avadhi tak hold kiya ja sakta hai. Ridempashan par milne waali vailyoo market risk par aadhaarit hoti hai kyonki yah us din ke enaevi par tiki hoti hai. Isse us taareekh tak kamaae gaye return ka pata chalta hai. Myoochual fund prodakts ko sateek taur par regular inakam ya kaipitl epreesiyeshan janaret karne vaale utpaad ke taur par vargeekrut naheen kiya ja sakta hai. Aap kis tarah se ek divideind yeeld fund ko klaaseefaai kareinge, jisse regular inakam janaret hoti hai. Ya ek laung-tarm gild fund ko kis tarah se klaaseefaai kiya ja sakta hai, jismein inakam ko growth ke liye joda jaata hai. Isi tarah se manthali inakam plaan bhi aate hain, jismein growth ko inakam mein joda jaata hai. Is baat mein koi sandeh naheen hai ki inavestars ko yah pata hona chaahiye ki kya koi product inakam dega ya isse kaipitl epreesiyeshan milega. Kisi product ka chunaav ek besik financial planning se judi jaroorat hai. Is savaal ka javaab yah hai ki kisi myoochual fund ka jaroorat ke mutaabik hona enaevi ke oopar tika hota hai.

Myoochual Fund Prodakts Ki Lebaling Se Paida Hoga Kanafyoojan https://www.angrejinews.com/pic/5075