Myoochual Fund Investameint Mein Tax Naheen Laung Tarm Gol Ka Rakhein Khyaal

Business » Tuesday, March 26, 2013

nikhil vaalavalakar Mumbai. . Kai kanjarvetiv investar baileinsd fund mein paisa lagaate hain. Is tarah ke fund ka paisa ikviti (kam se kam 65 feesadi) aur det donon mein lagaaya jaata hai. Agar aap baileinsd fund mein ek saal se jyaada vakt tak investameint banaae rakhate hain, to isse hone vaale munaafe par tax naheen dena hoga. Haal mein haaibrid fund ne baileinsd fund se jyaada return diya hai. Iske baavajood kai log haaibrid fund mein paisa naheen lagaate, kyonki usamein kaipitl geins tax dena padta hai. Haaibrid fund bhi ikviti aur det donon mein invest karte hain. Haalaanki, ismein ikviti investameint 65 feesadi se kam hota hai. Isse yah savaal khada hota hai ki kya investameint ka faisala kisi skeem ke performance ko dekhkar lena chaahiye ya tax benefit ke aadhaar par. Jain investameint plaanar ke principle edavaaijar vinod jain ne bataaya, 'Myoochual fund investameint mein tax aham factor hai. Haalaanki, ise jaroorat se jyaada tavajjo naheen deni chaahiye. ' unhonne yaad dilaaya ki pichhle ek saal mein international stock market mein paisa lagaane vaale kuchh fands ne bhaarateeya ikviti fands se jyaada return diya hai, lekin iske baavajood aise fands mein bahut kam investar ne paisa lagaaya hai. Iski ek vajah yah bhi hai ki inhein naun-ikviti fund maana jaata hai. Iska matlab yah hai ki is par kaipitl geins tax dena padta hai. Agar aisa naheen hota, to investors ki dilchaspi international fands mein jyaada hoti. Bengaluru ki velth management aur faainainshal planning farm intaranaishanal mani maitars ke faaundar aur CEO lovaai navalakhi ne kaha, 'Beshak aapko myoochual fands ke tax ke baad return ko dhyaan mein rakhana chaahiye, lekin myoochual fund portfolio laung tarm gol ko dhyaan mein rakhakar banaana chaahiye. Yah in gol ko haasil karne ke liye eset elokeshan straitiji ka hissa hai. 'Tax free return investameint eksaparts hamesha apne klaaints ko tax ke baad ke return par dhyaan dene ko kehte hain. Misaal ke liye ikviti fund (jiska kam se kam 65 feesadi hissa sheyaron mein laga ho) agar saal mein 10 feesadi return deta hai, to ridempashan par yah poora paisa aapko milta hai. Myoochual fund par laung-tarm kaipitl geins tax naheen lagta. Haalaanki, naun-ikviti fund (jaise inakam fund) agar saal mein 10 feesadi return deta hai, to aapko ridempashan par kaipitl geins tax dena hoga. Bagair indekseshan ke yah 10 feesadi aur uske baad 20 feesadi (inmein se jo bhi kam) hoga. Bonaanja portfolio mein esosiyet fund manager hiren dhaakan ne kaha, 'Aam taur par baileinsd fund se haaibrid fund ke mukaabale tax katane ke baad jyaada return milna chaahiye. Haalaanki, sachaai aisi naheen hoti. Aapko investameint ka faisala karte vakt alag-alag fund ke performance ko dekhna chaahiye. 'Paisa nikaalne mein aasaaneemyoochual fands bechate vakt hamesha tax benefit ki duhaai di jaati hai. Ek velth manager ne naam naheen chhaapane ki shart par bataaya, 'Faainainshal iyar khatm hone se pehle kai fund house aise fiksd machyoriti plaanans launch karte hain, jinki machyoriti 13 maheene hoti hai. Aise praudakt ko double indekseshan benefit ke naam par becha jaata hai. ' haalaanki, is tarah ki skeem mein paisa lagaane se vah tay samay ke liye blauk ho jaata hai. Aise praudakt shaayad hi exchange par kabhi apne net eset vailyoo par trade karte hain. Inakam fund ke maamale mein aisi baat naheen hai. Ismein aap jaroorat ke mutaabik paisa nikaal sakte hain