Kredit Paulisi Mein Chhipe Hain Achhe Dinon Ke Sanket

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Kredit Paulisi Mein Chhipe Hain Achhe Dinon Ke Sanket

nirmal jain Chairman, aaiaaiefael group pehli najar mein RBI ki kredit paulisi mein aisa bahut kuchh najar naheen aata, jisse kauraporets ya market khush hon. Repo rate aur CRR mein koi badlaav naheen kiya gaya hai. Repo rate 8 parseint aur CRR ko 4 parseint par banaae rakha gaya hai. Iski pehle se hi ummeed ki ja rahi thi. Haalaanki reserve bank ke Governor raghuraam raajan ne bankon ke liye esaelaaar rikvaayarameint aadha parseint ghataakar 22.5 parseint kar diya hai. Isse filhaal bahut asar naheen hoga kyonki banking system mein paise ki kami naheen hai. Kai bankon ne sarkaari bond aur esaelaaar securities mein minimm rikvaayarameint se jyaada paisa lagaaya hua hai. RBI ne eksaport kredit rifaaineins (iseeaar) ke liye di ja rahi likviditi ko bhi 50 parseint se ghataakar 32 parseint kar diya hai. Isi ke saath usane special tarm repo faisiliti shuroo ki hai. Isse iseeaar mein kami ki bharpaai ki jaaegi. Reserve bank 7 de aur 14 de tarm repo ke jariye bhi cash deta rahega. Reserve bank ki paulisi mein kai achhe sanket chhipe hue hain. Inafleshan par usaka stand kaheen jyaada aashaavaadi dikh raha hai. Usane kaha hai ki agar ikanaumi track par rahati hai to intarest rate mein aur badhotri ki jaroorat naheen padegi. Aage loan sasta karne ki gunjaaish bhi ban sakti hai. Esaelaaar mein kami usaki meediym tarm straiteji ka hissa hai. Isse mani aur bond market ki efishiyensi behtar hogi. Isse yeh bhi pata chalta hai ki sarkaar is saal kam loan lene ja rahi hai. Matlab yeh ki fiscal defisit ko control karne ki muhim jaari rahegi. Aage chalakar esaelaaar mein aur kami ho sakti hai. Isse bank jyaada loan de paaenge aur unka margin bhi badhega. Elaelaaar mein kami se RBI ne banking system mein cash ki kami naheen hone dene ka sanket bhi diya hai. Usane eksaport finance mein 20,000 karod rupaye ki kami hai to usaki bharpaai special tarm repo ke jariye ki gayi hai. RBI tarm repo ke istemaal ko badhaava dene ki koshish kar raha hai. Yeh usaki mani market ki straiteji ke mutaabik hai. Reserve bank yeh bhi maan raha hai ki sarkaar jo kadam uthaaegi, usase ikanaumi ko faayda hoga. Use lagta hai ki kamjor maunasoon ke chalte agar mahangaai badhti hai to sarkaar food saplaai badhaakar use control karne ki koshish karegi. Haal hi mein rupaye mein majabooti se bhi mahangaai ko kaaboo mein karne mein madad milegi. Iske saath fiscal kansaulideshan jaari rahane se reserve bank ka kaam aasaan ho sakta hai. Mujhe lagta hai ki RBI bahut jald rate kam naheen karega. Haalaanki financial iyar 2015 ke aakhir ke 6 maheenon mein vah loan 0.50-0.75 parseint tak sasta kar sakta hai. Hamein maunasoon , global likviditi aur agale teen maheenon mein inafleshan par asar daalne waali ghatnaaon par kareebi najar rakhane ki jaroorat hai.

Kredit Paulisi Mein Chhipe Hain Achhe Dinon Ke Sanket https://www.angrejinews.com/pic/52719