Kredit Card Aautastainding Badhi

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Kredit Card Aautastainding Badhi

gaayatri naayak manubai kauraporets segameint mein baid loan badhne ke saath bankon ke liye ek aur museebat khadi ho rahi hai. Indivijuals par badh rahe stres ka asar kredit card aautastainding ke taur par dikh raha hai. Bankon ke liye yah khatre ki ghanti hai. Kredit kaards ke jariye hone vaale kharchon mein giraavat I hai. Doosari or bankon ke kredit card aautastainding (bakaaya rakam) mein badhotri ho rahi hai. 2007-08 jaise haalaat fir ban rahe hain. Tab kredit card difault peek par tha. December 2012 mein kredit kaards ke jariye 11,256 karod rupae kharch kiye gaye, jabki February 2013 mein yah ghatkar 10,222 karod rupae rah gaya. Iski vajah December ka festiv season ho sakta hai. Is dauraan baaing badhti hai. Haalaanki, enual basis par February mein khareedaari 25 feesadi badhi hai. Yah pichhle saal ke isi maheene se 32 feesadi kam hai. Ikanaumik slodaaun ke baavajood is sector mein kaam karne waali companiyon ko yah treind abhi khatarnaak naheen dikh raha hai. Siteebaink India ki country head (kaards end parsanal lons) myug yujuaak ke mutaabik, 'Bhale hi GDP 5 feesadi ki dar se badh rahi hai, lekin mujhe naheen lagta ki difault rate badhega. Hamein berojgaari mein bhi jyaada badhotri najar naheen aa rahi hai. Ho sakta hai ki enplauyameint growth utani jyaada na ho, jitna ham chaahate hain, lekin difault rate ka asar tab tak naheen padega, jab tak berojgaari badi samasya naheen ban jaati. ' vaheen, bankon ki kredit card aaustainding 700 karod rupae badhi hai. December mein kredit card aautastainding 24,800 karod rupae thi, jo February mein 25,500 karod rupae ho gayi. Isse pehle August 2008 mein kredit kaards aautastainding 29,056 karod rupae thi. Iske baavajood card jaari karne vaalon ko naheen lag raha ki 2008 jaise haalaat fir ban rahe hain. HDFC bank, city, ICICI bank, SBI aur eksis bank jaise card ishyoo karne vaale bade sansthaanon ne pichhle do saal mein bahut saavadhaani se card portfolio badhaaya hai. System mein aautastainding kredit kaards lagaataar badh rahe hain. 2012-13 mein April se February ke dauraan aautastainding kaards ki sankhya 15.6 lakh badhi. Kredit card jaari karne vaalon ka kehna hai ki ve portfolio ki kvaaliti mainej karne mein achhi tarah se saksham hain.

Kredit Card Aautastainding Badhi https://www.angrejinews.com/pic/6058