Kamjor Reguleshan Se Badi Hui Chit Fund Ki Duniya

Business »

Kamjor Reguleshan Se Badi Hui Chit Fund Ki Duniya

vinaya Pande nai Delhi pashchim Bengal mein shaarada group ke divaaliya hone ki sabse badi vajah chit fund sector ka kamjor reguleshan hai. Yah sector raajya sarkaar ke daayare mein aata hai. Haalaanki, ponji skeemon se milte-julate in chit fandon ke failane ke peechhe sistemaitik kaaran hain. Pichhle kuchh saalaane mein financial sevings ke distribyooshan inaseintiv strakchar aur maarketing mane badlaav aaya hai. Isse smaul sevings prodakts aur myoochual fandon ki sales ka atraikshan kam huaa hai. Iska faayda flaai-baai-night oparetaron ne uthaaya hai. Unhonne jyaada return ka laalach dekar bhole-bhaale inavestars ko lubhaaya hai. 1990 ke dashak mein yooteeaai ki yooes-64 skeem inavestars ke liye sevings ka paupular opshan tha. Yooteeaai ka network kaafi bada tha. Iske alaava life inshyoreins kauraporeshan (elaaaisi) ka network bhi kaafi bada hai. Udhar, post office ki smaul sevings skeemein bhi vaise inavestars ke liye achha vikalp rahi hain, jinki pahunch regular banking services tak naheen hai. 1991-92 mein yooteeaai ki yoonits, doosare myoochual fandon aur smaul sevings mein inavestameint kul financial esets mein haausahold sevings ka kareeb ek chauthaai tha. 2000 ke dashak ke shuruaati saalon mein yooes-64 ke dhvast hone ka jyaada asar sevings haibit par naheen pada, kyonki tab tak private myoochual fandon ka kaafi vistaar ho gaya tha aur smaul sevinngs mein bhi inavest karna aasaan tha. 2007 mein cheejein tab badal gain, jab SEBI ne daayarekt inavestameint (sales agent ke intaraveinshan ke bagair) par anti lod khatm kar di. 2009 mein usane ise poori tarah se hata diya. Iska asar yah huaa ki inavestars ko myoochual fund bechne par sales agent ko milne waali inaseintiv khatm ho gayi. Do saal baad 2011 mein sarkaar ne kai smaul sevings skeemon ke commission mein bhaari kami kar di. Usane pablik prauvideint fund (peepeeef) jaise paupular inavestameint opshan ke liye commission poori tarah se khatm kar diya. Isse agenton ne post office ki skeemein bechani band kar Dean. Unhonne inshyoreins bechana shuroo kar diya, jismein commission ab bhi jyaada hai. 2011-12 ke aankadon se smaul sevings skeemon aur share evam dibeinchars se net ridempashan ka pata chalta hai. Gold mein teji, haai inafleshan, bank dipaujit par jyaada intarest rate aur stock market mein kamjor haalaat jaisi kuchh doosari vajahein bhi rahi hain. Sarkaar ne myoochual fund par commission bahaal kar diya hai, jo ek taraf se galati theek karne jaisa hai. Regular sevings prodakts bechne ke liye protsaahan ki kami aur jald evam jyaada return paane ki laalach ke chalte bhi chit fandon ki sankhya badhi hai.

Kamjor Reguleshan Se Badi Hui Chit Fund Ki Duniya https://www.angrejinews.com/pic/6805