KYC Naurms Ullanghan Mein Bankon Ne Khud Ko Bari Kiya

Business » Wednesday, April 3, 2013

Anita bhoir Mumbai. . ICICI bank, HDFC bank aur eksis bank ne kevaaisi naurms ke ullanghan maamale mein aantarik jaanch mein khud ko bari kar diya hai. Ek sting operation mein in bankon par kevaaisi naurm todne ka aarop lagaaya gaya tha. Haalaanki, sootron ke mutaabik, in bankon par intaranal gavarneins standard mein dhilaai baratne ke maamale mein regyuletar ki taraf se kaarravaai ho sakti hai. Maamale se jude ek shakhs ne bataaya, 'Bankon ne apni report mein no yor kastamar (kevaaisi) naurm mein kisi tarah ka ullanghan naheen paaya. Mumkin hai ki bankon ko intaranal gavarneins ke ullanghan ke liye jimmedaar bataakar chuninda branch par jurmaana lagaaya ja sakta hai. ' RBI aur bank kevaaisi naurm mein gadbadi ki jaanch kar rahe the. News portal cobrapost. Com ke sting operation ke baad yah jaanch shuroo ki gayi thi. Ismein in bankon ke bainkaron ki taraf se klaaints ko tax bachaane aur black mani ko vaait mani mein badalne ka ofar dete hue dikhaaya gaya tha. Is baare mein sampark kiye jaane par RBI ne kaha, 'Ham is maamale mein bankon ke baare mein saarvajanik taur par baat naheen kar sakte. ' ICICI bank, HDFC bank aur eksis bank ne is maamale mein kisi bhi tarah ki tippani karne se inkaar kar diya. Vaheen, RBI ki jaanch ke baare mein abhi tak koi jaankaari naheen mil paai hai. Haalaanki, is baare mein pehle bankon ko kaaran bataao notice jaari kiye jaane ki ummeed hai. Iske baad RBI yah faisala karega ki in bankon par penalty lagaai jaae ya fir chetaavani dekar chhod diya jaae. Maamale se jude shakhs ne bataaya, 'RBI enplauyeej ki harkaton par intaranal control naheen hone se chintit hai. ' intaranal gavarneins ke niyamon ke mutaabik, bank enplauyeej ki harkaton se khud ko alag naheen kar sakte hain, chaahe ve klaaints ko sirf salaah hi kyon na day rahe hon. Bank staaf ke jariye klaaints ko gair-upayogi praudakts bechne ka maamala kaafi teji se badh raha hai. Hajaaron klaaints ki shikaayat hai ki bainkars unhein gumaraah karte hain. Is vajah se poori duniya mein banking regyuletar niyamon ko sakht bana rahe hain. RBI ko bhi is tarah ki shikaayaton ka saamana karna pada hai. Sootron ke mutaabik, intaranal gavarneins ka paalan naheen karne par bankon ki chuninda shaakhaaon par jurmaana lagaane ke alaava RBI rileshanaship mainejaron ke liye naurms taiyaar kar sakta hai. RBI inavestameint praudakts ki bikri ko dhyaan mein rakhate hue aisa kar sakta hai. Teenon bank sting operation mein camere ke saamane pakade gaye takareeban 40 staaf ko suspend kar chuke hain. Saath hi, ICICI bank aur HDFC bank ne is maamale mein nishpaksh jaanch ke liye oditr delauyat ti ti ki bhi niyukti ki hai. Banking sector mein hone waali gatividhiyon par bhi RBI najar banaae hue hai.