Jyaada Bank Account Rakhane Mein Aklamandi Naheen

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Jyaada Bank Account Rakhane Mein Aklamandi Naheen

[ preeti Kulkarni | Mumbai ] kisi ek insaan ko kitne seving account ki jaroorat ho sakti hai? In dinon financial edavaaijars is savaal ka javaab dhoondh rahe hain. Reserve bank ke haaliya aadesh ke baad ab nishkriya seving account mein minimm baileins naheen rakhe jaane par kisi kastamar ko penalty naheen deni hogi. Aam taur par kisi ek shakhs ke paas ek se adhik bank account hota hai. Naukri badalne ke dauraan jyaadaatar log puraane account band naheen karaate aur jaroorat ke hisaab se ve usi account ka istemaal karte hain, jise oparet karna aasaan hota hai. Edavaaijaron ke mutaabik penalty khatm kiye jaane ka yeh matlab naheen hai ki aap vaise account ko bhi chaaloo rakhein, jiska aap niyamit taur par istemaal naheen karte. Bank of India samarthit abhaya kredit kaaunsaling center ke cheef kredit kaausanlar vi L Kulkarni ne kaha, 'Aadarsh sthiti yeh hai ki aap ek ya do seving account rakhein. ' unhonne kaha ki donon account joint hone chaahiye, lekin agar aap joint account naheen rakhana chaahate to naumini jaroor banaana chaahiye. Agar aap share market mein trade karte hain ya fir business karte hain to aapko ovaradraaft account rakhana chaahiye. Regular business afeyar ke maamale mein karant account ki jaroorat hoti hai. Malteepal account se jude risk eksaparts ke mutaabik, agar aapke paas kai account hain to aapko sabhi par najar rakhani hoti hai. Jyaadaatar logon ko ismein mushkilein aati hain. Doeche bank mein dipaujit end velth management, private end business client ke director japajeet bedi ne kaha, 'Agar aap kisi account ka istemaal naheen karte hain to use band kar dena chaahiye. Kai account hone par fraud ka khatra badh jaata hai. ' agar aap rejideinshiyl edres mein hue badlaav ki jaankaari bank ko naheen dete hain to isse khatra kai guna badh jaata hai. Aapka bank puraane pate par hi sabhi pepar bhejata rahata hai. Isse aapko fraud ki jaankaari bhi samay par naheen mil paati. Account ko band karaana ya fir se open karaana agar aapko lagta hai ki aap ek se adhik account ko sahi dhang se naheen mainej kar pa rahe hain to un account ko band kara dena hi theek hai. Iske liye aapko bahut adhik mashakkat naheen karni hoti. Bedi ne kaha, 'Sabhi bankon ne account ko band karaane ke liye ek standard prakriya apna rakhi hai. Aapko ek form bharakar bank ko dena hota hai aur uske saath hi sabhi check aur debit card ya to bank ko lautaana hota hai ya fir use nasht karna hota hai. ' agar aapko account mein baileins hai to use oparetiv account mein traansafar kiya ja sakta hai. Bedi ne kaha, 'Kuchh bank samay se pehle account band karne ki evaj mein kuchh fees bhi lete hain. ' agar aap fir se apne account ko chaaloo karna chaahate hain to yeh dekhna hota hai ki bank ne aapke bakaaye ka bhugataan kiya ya naheen. Kulkarni ne kaha , ' account ko fir se shuroo kiye jaane ke baad aapko yeh dekhna chaahiye ki aapko intarest ka bhugataan kiya gaya hai ya naheen. ' reserve bank ke aadesh ke mutaabik sabhi bankon ko regular basis par intarest ka bhugataan karna hai , chaahe vah account band hi kyon na ho. Reserve bank ke hi aadesh ke mutaabik koi bank band pade account ko fir se chaaloo karne ke liye koi fees naheen le sakte. Aakhir mein aapko apne sabhi account par satarkata ke saath najar rakhane ki jaroorat hoti hai , chaahe vah account band ho ch aaloo.

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