Haai Kredit Score Vaale Bauroars Ko Loan Milne Ki Jyaada Sambhaavana

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Haai Kredit Score Vaale Bauroars Ko Loan Milne Ki Jyaada Sambhaavana

[PTI|Coimbatore] aise bauroars jinka kredit score 700 ya isse jyaada hai, unke loan aur kredit card ki manjoori ki sambhaavana jyaada hoti hai. Kredit infaurmeshan bureau (India) limited (sibil) ki stadi mein yeh baat kahi gayi hai. Sibil ki senior vaais presideint (kanjyoomar rileshans end kamyunikeshan) harshala chandokar ne bataaya ki is stadi se sanket milte hain ki kribil traansayooniyn score bankon aur financial insteetyooshans ke liye risk asesameint tool ban chuka hai. Unke mutaabik, loan dene vaale ab is baare mein faisale karne mein sibil ki services ka jyaada istemaal kar rahe hain. Unhonne kaha ki sibil ki kredit infaurmeshan ke istemaal se NPA badhne ki dar par ankush lagaaya ja saka hai. Harshala ne kaha ki NPA rate 2010 mein kareeb 1.9 feesadi tha, jo 2013 mein ghatkar 1.3 feesadi se neeche aa gaya hai aur pichhle 4 saal mein NPA rate mein takareeban 30 feesadi ki kami I hai. Kareeb 80 feesadi loan aise logon ko mil rahe hain, jinka sibil traansayooniyn score 750 se jyaada hai. Isse sanket milte hain ki bank loan dene mein jyaada sibil score vaale bauroars ko tavajjo de rahe hain. Harshala ke mutaabik, pichhle 3 saal mein kredit eplikeshans mein 200 feesadi ki badhotri hui hai. Unhonne aankadon ka jikr kiye bagair kaha ki pichhle 5 saal mein sabse jyaada growth parsanal loan aur too-vheelar segameint mein hui hai. Iske baad hom loan ka number hai. Kredit inakvaayari mein Maharashtra, Andhra pradesh, Karnataka, uttar pradesh aur Tamil Nadu jaise raajyon ki hissedaari lagbhag 50 feesadi hai.

Haai Kredit Score Vaale Bauroars Ko Loan Milne Ki Jyaada Sambhaavana https://www.angrejinews.com/pic/50595