Financial Sector Mein Bade Badlaav Ka Mahatvaakaankshi Plaan

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Financial Sector Mein Bade Badlaav Ka Mahatvaakaankshi Plaan

dheereindr Kumar shreekrushna committee ki report mein yoonifaaid reguletar banaane ke saath hi kai doosare bade badlaav ka prastaav kiya gaya hai. Lekin unamein bankon ke liye kuchh khaas naheen hai pichhle hafte financial sector leslietiv rifaurms commission ne apni report jaari ki. Commission ko March 2011 mein financial sector ke reguletari strakchar aur us par laagoo hone vaale kaanoonon ki jaanch karne ka jimma diya gaya tha. Das meinbar vaale commission ko sabhi financial services ke saath saath har us cheej ko kavar karne ka jimma diya gaya tha jo kisi financial reguletar ke adhikaarakshetr mein aata hai. Commission ki antim sifaarishon ko 2012 mein prakaashit aproch pepar ke hisaab se antim roop diya gaya. Commission ne jo sifaarishein di hain unako reguletars ke area besd divijn se taask besd divijn mein shifting karaar diya ja sakta hai. SEBI, irada, efaemasi jaisi agencyan kisi ek financial service ya ek area ko regulet kar rahi hain. Financial sector leslietiv rifaurms commission ne apni sifaarishon mein iske liye haurijauntal strakchar ka prastaav kiya hai jismein besik reguletari aur maunitring ka kaam yoonifaaid financial agency karegi. Kanjyoomar ki sabhi shikaayaton ko, chaahe ve kisi bhi area ki haane, financial ridresal agency (efaaarae) dekhegi. Iske alaava system mein singal tribunal financial sector epelet tribunal (efasait) hoga, jo samooche sector ki appeal ki sunavaai karega. Commission ki sifaarishon mein bhaarateeya reserve bank sahit teen aur agencyon ka jikr kiya gaya hai. Nae haurijauntal strakchar se financial services kanjyoomar (indivijual aur business donon) ke hiton ki raksha behtar tareeke se ho sakegi. Isse reguletars mein vivaad ki sthiti naheen banegi. Yoolip maamale mein irada aur SEBI ki kheenchtaan isliye hui thi ki inavestameint prodakts ki khaasiyat ko lekar donon ki rai alag-alag thi. Haurijauntal strakchar ka doosra faayda yah hai ki isse kisi sector par kanjyoomar ki shikaayat reguletar se alag hogi. Yah isliye aham hai ki kuchh varg ke kanjyoomars ki shikaayaton ki jad mein reguletar ki galati ya chook hoti hai. Lekin chook ko sahi maanana kisi bhi organaaijeshan ke liye mushkil hota hai. Aisa naheen hai ki maujooda vyavastha ko ek banner ke tale laane se reguletaron ke beech vivaad hone ke aasaar khatm ho jaaenge kyonki sarkaari kaamkaaj ke saiddhaantik aur vyaavahaarik pahaloo mein bada antar hota hai. SEBI, irada, efaemasi aur peeefaaaradeee yoonifaaid financial reguletar ke alag dipaartameint ki tarah kaam karte rah sakte hain. Lekin jahaan tak kanjyoomar protekshan ki baat hai to commission ki sifaarishon mein kuchh badi dikkatein ho sakti hain. Haal ke varshon mein kanjyoomar ki jyaadaatar shikaayatein bankon ko lekar hoti theen. Shikaayaton mein service ke liye ovarachaarjing , financial prodakts ki miss seling , kanjyoomar loan rikvari ke galat tareeke apanaana shaamil hota tha. RBI ke paas kai tarah ki jimmedaari hai , jismein se ek kanjyoomar protekshan hai , jo iski prakruti ka ekdam bemel hai. Khaastaur par inshyoreins aur inavestameint prodakts ki miss seling par log yah mahasoos naheen kar paate the ki jyaada gadbad bank hi karte hain. Is maamale mein commission ki sifaarishon mein kuchh khaas nahi n hai.

Financial Sector Mein Bade Badlaav Ka Mahatvaakaankshi Plaan https://www.angrejinews.com/pic/4168