Eksatra Commission Ke Liye Chaalabaaj Bane Banking Kaurespaundeints

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Eksatra Commission Ke Liye Chaalabaaj Bane Banking Kaurespaundeints

dheeraj tivaari nai Delhi business kaurespaundeint (beesi) ne sarkaar ke financial inakloojan agende se faayda banaane ki ek tarakeeb nikaal li hai. Ye beesi logon ko malteepal transaction ke liye badhaava dete hain, taaki jyaada commission haasil kiya ja sake. Abhi bank transaction mein madad dene ke liye banking kaurespaundeint farm ko transaction vailyoo ka 0.75 feesadi commission dete hain. Vaheen, company iska 60 feesadi commission banking kaurespaundeints ko deti hai. Banking kaurespaundeints commission ke ek hisse ko account holdars ke saath share karte hain, taaki ye log jyaada transaction karein. Ek sarkaari bank ke adhikaari ne yah jaankaari di hai. Industry evarej ke mutaabik, ek dipaujit transaction par 0.25 feesadi commission banta hai, jabki viddraul transaction par kaurespaundeint ko 0.5 feesadi commission milta hai. Aise mein ek account mein 1,000 rupae ke viddraul aur dipaujit transaction par beesi ko 4.5 rupae milte hain, ismein se 1.5 rupae dipaujit ke liye aur 3 rupae viddraul ke liye milte hain. Malteepal transaction se bank ki kaust bhi badhti hai. Bainkaron ko dar hai ki ek baar daayarekt benefit traansafar skeem (deebeeti) poori tarah se laagoo ho gayi to isse yah samasya aur badhegi hi, kyonki isse in akaaunts mein paise ka regular inaflo badh jaaega. Account holder isi paise ko kai baar viddrau aur dipaujit kareinge, taaki unhein commission mein hissedaari mil sake. Daayarekt benefit skeem ke pehle phase mein 43 jilon ko kavar kiya gaya hai. Ismein 2 lakh se jyaada benefishiyreej ko unke khaaton mein paisa milna shuroo ho gaya hai. Pichhle hafte sarkaar ne faisala kiya hai ki July 2013 se is skeem ko 78 aur jilon mein laagoo kar diya jaae. Desh ke sabse bade bank state bank of India (SBI) ke ek adhikaari ne naam na jaahir karne ki shart par kaha, 'Abhi ye account holdars ke saath apne commission ka ek hissa baantate hain aur har din 200-300 rupae kamaate hain. ' SBI samet kuchh bankon ne ise rokane ke liye kadam utha rahe hain. Unhonne commission par seema tay kar di hai. Yah dipaujit ke liye prati transaction 6 rupae aur viddraul ke liye 12 rupae prati transaction hai. SBI ne ek limited peeriyd skeem lakshya 600 launch ki hai. Ismein malteepal traanjaikshans ko hatotsaahit karne ki koshish ki hai. Yah bhi koshish ki ja rahi hai ki account ektiv bhi bane rahein. Is skeem mein beesi ko inaseintiv diya jaaega, agar kisi ektiv account mein quarter ke ant mein kvaartarli baileins minimm 600 rupae rahata hai. Oriental bank of Commerce ke ek senior adhikaari ne kaha hai ki bankon ke saamane dohari mushkil khadi ho gayi hai. Unhein yah bhi pakka karna hai ki account ektiv bane rahein. Saath hi unhein fraud transaction ko bhi rokana hai.

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