Company Ke Kavar Ke Baavajood Parsanal Helth Paulisi Lena Kyon Hai Jaroori

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Company Ke Kavar Ke Baavajood Parsanal Helth Paulisi Lena Kyon Hai Jaroori

Preeti Kulkarni, Mumbai jyaadaatar vetanabhogi logon ka maanana hota hai ki company se mili corporate group helth inshyoreins paulisi paryaapt hai aur alag se paulisi lene ki koi jaroorat naheen hai. Yeh galat soch hai. Parsanal medical kavar na sirf jaub change karne ke lihaaj se mahatvapoorn hai, balki maujooda haalaat mein company ki taraf se muhaiya karaaya gaya inshyoreins paryaapt naheen ho sakta hai. Sabhi sectoron mein companiyaan enplauyeej ke benefits mein katauti kar rahi hain. Inshyoreins broking farm marsh India ke mutaabik, 2011 se 2012 ke beech takareeban 70 feesadi se bhi jyaada enplauyeej ne helthakeyar kaust mein badhotri ke kaaran helth plaan mein badlaav kiya. Inshyoreins industry par najar rakhane vaalon ke mutaabik, yeh treind is saal bhi jaari rah sakta hai. Marsh India ke CEO sanjaya kediya ne bataaya, 'Paireints ke maamale mein paulisi dheere-dheere enplauyar fanded model se enplauyi fanded model ki taraf badh rahi hai. Is treind ke jaari rahane ki sambhaavana hai aur iska daayara aur sansthaanon tak badh sakta hai. ' March 2014 mein kansalteinsi farm taavars Watson ki report ke mutaabik, agale 12 maheenon mein takareeban 60 feesadi companiyaan benifit straiteji ki sameeksha kar sakti hain. Maiksimm sefti senior sitijn ko staindaalon medikelm paulisi khareedne mein mushkil hoti hai. Paulisi khareedne ke vakt maujood beemaari ka aamtaur par 4 saal ke liye hi kavar hota hai. Haalaanki, enplauyars helth inshyoreins skeem mein aisa naheen hota hai. Yahi vajah hai ki jyaadaatar logon ke liye group kavar aakarshak hote hain. Haalaanki, aapke paireints ka kavar khatm kiya ja raha hai, lihaaja aapko is gaip ki bharpaai karni hogi. Indipeindeint kavar na sirf aapko jaub badalne ke dauraan madad karta hai, balki klem ke 3-5 lakh ki seema paar karne ki soorat mein bhi yeh bahut kaam aata hai. Aamtaur par group paulisi mein sam eshyord ki seema 3-5 lakh hoti hai. Jaub badalne par kuchh vakt ke liye aapka kavar khatm ho jaata hai. New India eshyoreins ke general manager segar sanpatakumaar kehte hain, 'Isteefa dene se pehle enplauyi ko portebiliti provijn laagoo kar usi inshyoreins company se retail paulisi leni chaahiye. ' doosare shabdon mein kahein, to aap apne inshyoreins benefits ko barkaraar rakh sakte hain. Apni suraksha badhaane ke liye aap inademaniti kavar khareed sakte hain. Inademaniti kavar vaintej inshyoreins brokers ke CEO Arvind laddha ne bataaya, '45 saal se oopar ke enplauyeej ke liye inademaniti kavar ki salaah di ja sakti hai. Ye log ritaayarameint ke baad bhi apne inshyoreins kavar ko jaari rakh sakte hain. ' inademinti aadhaarit paulisi aapke hauspitlaaijeshan kaust ke riimbarsameint ke liye sabse kauman hai. Metro shaharon mein rahane waali 4 logon ki faimili ke liye kam se kam 10 lakh ke kavar ki jaroorat hoti hai. Iske liye aap faimili flotar paulisi le sakte hain. Top-ap plaan agar aapko poori faimili ke liye 10 lakh se jyaada ke kavar ki jaroorat hai, to 5 lakh ke inademaniti kavar aur baaki ka top-ap plaan le sakte hain. Ladda ne bataaya, 'Ntaup-ap plaan sabse sasti inshyoreins paulisi hai aur jo log poori paulisi kavar ka kharch vahan naheen kar sakte hain, unke liye yeh sabse behtar vikalp hai. ' top-ap plaan maujooda kavar par aid-on ki tarah kaam karta hai. Yeh tabhi kaam karta hai, jab aapka klem sam inshyord se jyaada ho jaata hai. Sanpatakumaar ne bataaya, 'Aapko sabhi baaton ka khyaal rakhana chaahiye. Masalan haai-kaust treetameint, lambi beemaari, kai tarah ke hauspitlaaijeshan aur parivaar ke ek meinbar se jyaada ke beemaar padne ki aashanka aadi ke liye top-ap plaan taiyaar kar sakte hain. '

Company Ke Kavar Ke Baavajood Parsanal Helth Paulisi Lena Kyon Hai Jaroori https://www.angrejinews.com/pic/51325