Chhote Graahakon Ki Seva Ke Liye Smaul Va Pemeint Bank

Business »

Chhote Graahakon Ki Seva Ke Liye Smaul Va Pemeint Bank

Mumbai RBI dvaara pemeint bank aur smaul bankon ke liye disha-nirdesh jaari karne ke baad ab is disha mein kaam ho sakta hai. Isse banking system ki pahunch aam logon tak ho sakti hai. Iske tahat pemeint aur smaul bank apne -apne daayare mein rahakar kaam kar sakte hain. Ye bank sthaaneeya star par kisaanon aur vyavasaayiyon ko chhote karj vitrit kar sakeinge. Dishaanirdeshon ke mutaabik is tarah ke bankon ki sthaapana ke liye nyoonatam 100 karod rupaye ki poonji ki aavashyakta hogi jabki saamaanya vaanijyik bankon ke liye nyoonatam 500 karod rupaye ki poonji ki anivaaryata hai. Uddeshya sthaaneeya star par kaam karne aur chhote graahakon ki seva karna hi is tarah ke bankon ki sthaapana ke liye license dene ka mukhya maanadand hoga. Pemeint bank pemeint bank ke maadhyam se smaul seving ki ja sakti hai. Ek sthaan se doosare sthaan par jaane vaale shramikon aur samaaj ke vanchit tabakon se poonji jama karaane tatha paise bhejane jaisi buniyaadi suvidhaaen upalabdh karaaega. Kaun kar sakega aplaai disha-nirdesh ke praaroop mein kaha gaya hai ki maujooda gair-banking poorv-bhugataan saadhan jaari karne vaale, enabeeefasi, companiyon ke vyaavasaayik pratinidhi, mobile telifon companiyaan, super market chen chalaane waali companiyaan, real estate kshetr ki sahakaari samitiyaan aur saarvajanik kshetr ke upakram bhugataan bank license ke liye aavedan kar sakte hain. In bankon ki 25 pratishat shaakhaaen graameen ilaakon mein ho sakti hain. Kya hai kandishn - in bankon mein dipaujit collect kiya ja sakta hai lekin loan naheen de sakte. - inhein apna paisa sarkaari sikyauriti mein jama karna hoga. - 100 karod rupaye ki poonji jaroori. Ismein promoter ki 40 pratishat rakam hogi. Ye 5 saalon ke liye lauk rahegi. - bankon ka minimm kaipitl aidikvesi resiyo 15 pratishat rahega. - 5 saal ke baad promoter ki hissedaari dheere-dheere kam ho sakti hai. Smaul bainkaye bank chhote, laghu udyogon ko loan de sakte hain. Yeh graameen ilaakon mein egriklchar ki jarooraton ko poora kar sakeinge. Saath hi, yeh har tarah ki banking service de sakeinge. Haalaanki iska daayara seemit hoga. Ye bank aisi jagahon mein honge, jahaan banking ki suvidhaaen behad kam hain. Aise jagahon par inka focus hoga, jahaan banking suvidhaaen shuruaati star par hain. Haalaanki, yeh vistaar bhi kar sakeinge. Kaun kar sakega aplaaichhote bank ke maamale mein koi bhi nivaasi jise banking aur vitt kshetr mein 10 saal ka anubhav ho, companiyaan aur society laghu bank ke promoter banaane ke paatr honge. Enabeeefasi, laghu vitt sansthaanon, sthaaneeya kshetr bank bhi chhote bankon mein parivrtit ho sakte hain. Kandishn- ye bank loan de sakte hain. Haalaanki ye seedhe kisaanon ya laghu udyog chalaane vaalon ko de sakte hain. Ye apne loan mein se aadhe 25 lakh se kam ke loan naheen de sakte. - ye kai jagahon se paise le sakte hain. Ye doosare braanchon ke alaava, ATM se bhi paise le sakte hain. - is bank ke account mein 1 lakh rupaye tak rakhe ja sakte hain. - ise 100 karod rupaye ki laagat se shuroo kiya ja sakta hai. Ismein promoter ki hissedaari kam se kam 40 pratishat.

Chhote Graahakon Ki Seva Ke Liye Smaul Va Pemeint Bank https://www.angrejinews.com/pic/57620