CRR, Repo Rate Mein Katauti Chaahate Hain Bank

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CRR, Repo Rate Mein Katauti Chaahate Hain Bank

Mumbai. . Desh ke bade bankon ne inavestar seinteemeint majaboot karne ke liye bhaarateeya reserve bank (RBI) se cash reserve reshiyo (CRR) aur repo rate mein katauti karne ki guhaar lagaai hai. RBI Governor di subbaaraav ne 3 May ko enual kredit paulisi se pehle likviditi aur inavestar seinteemeint par rai jaanane ke liye bade bankon ke top egjikyootivs se mulaakaat ki. Ismein Governor ne baid loan badhne aur kam rate ka faayda karjadaaron ko dene mein bankon ki hichkichaahat par bhi chinta jataai. Meeting mein shaamil ek bank ke seeemadi ne bataaya, 'Abhi inavestar seinteemeint kaafi kamjor hai. Aiese mein CRR aur repo rate mein katauti ka achha asar hoga aur industry ko positive mesej jaaega. ' ek anya bank ke seeemadi ne kaha ki bainkars CRR mein kami aur open market operation ko lekar bante hue hain. CRR vah dipaujit hota hai, jise bankon ko RBI ke paas rakhana hota hai. Abhi CRR 4 feesadi aur repo rate 7.5 feesadi hai. Repo rate vah dar hoti hai, jis par RBI bankon ko udhaar deta hai. Haal hi mein RBI ne repo rate mein 0.25 feesadi ki kami ki thi, lekin iske baavajood jyaadaatar bankon ne loan aur dipaujit rate mein katauti naheen ki. Iski vajah poochhane par bainkars ne RBI ko bataaya, 'Banking system mein paise ki kami hone par bankon ke liye sirf repo rate mein katauti ka faayda graahakon ko dena mushkil hota hai. ' bainkars ne yah bhi kaha ki videsh ki tarah Bhaarat mein bankon ki baileins sheet mein market instroomeints ki badi hissedaari naheen hoti. Unka business jyaadaatar loan aur dipaujit par hi nirbhar hota hai. Is vajah se rate mein badlaav ka asar tabhi graahakon tak pahunchata hai, jab ismein bainkars ko faayda dikhta hai. March 2012 ke baad se RBI ne CRR mein 1 feesadi aur repo rate mein 0.75 feesadi ki katauti ki hai. Is par bankon ne intarest rate mein 0.25-0.50 feesadi ki kami ki hai. Meeting ke dauraan subbaaraav ne bankon se poochha ki kya unhonne inavestar seinteemeint mein koi badlaav dekha hai. Is par bankon ka kehna tha, 'Pichhl kuchh kvaartars mein koi bada badlaav naheen huaa hai. Kuchh aasha ka maahaul hai, lekin ise badlaav naheen kaha ja sakta. Abhi bhi raajya sarkaar ya enavaayarameint kleeyareins mein kaafi der ho rahi hai. ' baid loan ko lekar bainkars ne RBI se reestrakchard loan aur baid loan ke klaasifikeshan mein chhoot dene ka nivedan kiya. Anumaan hai ki kul bank loan ke 6-10 feesadi reestrachard hain. RBI ne provijn badhaakar 5 feesadi karne ka prapojal diya tha, lekin is laagoo karne ki samayaseema ka abhi elaan naheen huaa hai.

CRR, Repo Rate Mein Katauti Chaahate Hain Bank https://www.angrejinews.com/pic/4470