Bonas Se Financial Planning Ko Foolproof Banaaen

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Bonas Se Financial Planning Ko Foolproof Banaaen

prashaant mahesh Mumbai jyaadaatar sailareed enplauyeej ko April ya May mein haaik aur performance linkd pe milta hai. Financial eksaparts ke mutaabik, enplauyeej ke paas is vanataaim pemeint ko lekar koi plaan naheen hota hai. Isliye paisa aane par ve mahangi khareedaari karte hain. Yah paisa videsh mein chhuttiyaan manaane, mahanga elaidi khareedne ya faimili meinbar ko car gift karne par kharch ho jaata hai. Roongata securities ke principle financial plaanar harshavarddhan roongata kehte hain, 'Is paise ka istemaal financial planning ke gaip ko bharne ke liye karna chaahiye. Agar aap ritaayarameint ya bachchon ke education ke liye paisa naheen bacha rahe hain, to iska istemaal in kaam ke liye karna chaahiye. ' doosare eksaparts ki bhi yahi rai hai. Plaan ahed velth edavaayajars ke cheef financial plaanar vishaal dhavan ne kaha, 'Aap parsanal loan ya vheekal loan jaise haai-kaust det chukaane ke liye is paise ka istemaal kar sakte hain. Aap kredit card par bakaae amaaunt ka bhi pemeint kar sakte hain. ' itika velth management ke cheef financial plaanar aur director nikhil kothaari ne kaha, 'Aap 20 feesadi rakam ka istemaal apne man ki kisi cheej ya kanjyoomar dyoorebal khareedne ke liye kar sakte hain. ' udhar, dhavan ne kaha, 'Bonas ka istemaal un cheejon ke liye kiya ja sakta hai, jise karne se ham chook gaye hain. ' udaaharan ke liye aapko apne bachche ke education ke liye inavest karna pad sakta hai, jiski jaroorat aapko 15 saal baad padegi. Financial plaan ke mutaabik, aapko har maheene 4,000 rupae inavest karna chaahiye. Haalaanki, agar aap har maheene 1,000 rupae ki sevings kar paate hain, to aapko baaki rakam ka intajaam baad mein karna hoga. Bonas ka paisa is praublam ka saulyooshan ho sakta hai. Aapko imarajeinsi fund bhi rakhana chaahiye. Dhavan ne kaha, 'Aadarsh roop se aapke paas 4 se 6 maheene ki sailari ke baraabar imarajeinsi fund hona chaahiye. ' agar aapka manthali kharch 50,000 rupae hai, to aapko imarajeinsi fund ke liye kam se kam 2 lakh rupae alag rakhana chaahiye. Mahange karj ko chukaaen kredit card par bakaaya rakam par 16-25 feesadi ke beech intarest lagta hai. Parsanal loan ka intarest 14 feesadi se jyaada hota hai. Yahaan tak ki car loan ke liye bhi 12-14 feesadi ka intarest chukaana padta hai. Roongata ne kaha, 'Haai-kaust det jald chukaana chaahiye. ' isse aap par karj ka bojh ghat jaaega aur har maheene intarest ke roop mein jaane waali rakam kam ho jaaegi. Kredo kaipitl ke sartifaayad financial plaanar S shankar ne kaha, 'Kredit card aautastainding, parsanal loan ya vheekal loan ko praayariti basis par chukaana chaahiye. ' hom loan ka pre - pemeint karein agar aapne hom loan liya huaa hai , to aapko iski jaanch karni chaahiye ki kya iska pre - pemeint karna faayademand rahega. Shankar ne kaha , ' agar aap un laki logon mein shaamil hain , jinhonne 8 feesadi fiksd loan par hom loan liya hai to fir iska pre - pemeint karne mein samajhadaari naheen hai. ' principle amaaunt aur intarest pemeint donon hi par aap tax chhoot paate hain. Dhavan ne kaha , ' agar aapne hom loan liya hai , jo naya hai aur rate of intarest jyaada hai , to aap iska kuchh hissa pre - pemeint kar sakte hain. ' jin logon ka financial planning pehle se hi sahi hai aur unhonne koi loan naheen liya hai , ve eset elokeshan ke mutaabik bonas ka paisa inavest kar sakte hain.

Bonas Se Financial Planning Ko Foolproof Banaaen https://www.angrejinews.com/pic/8773