Banking Code Se Selar Par Aaegi Khud Ko Sahi Saabit Karne Ki Jimmedaari

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Banking Code Se Selar Par Aaegi Khud Ko Sahi Saabit Karne Ki Jimmedaari

eksaparts ko lagta hai ki kisi maamale mein khud ko saabit karne ki jimmedaari selar par aa sakti hai. Aise mein kastamars ko is kamitmeint ka poora faayda uthaana chaahiye jisse unki shikaayatein samay se door ho jaaen. Iske baare mein bata rahi hain preeti Kulkarni praudakt miss-seling aur service mein kami ke liye bankon ki class lena bahut aasaan ho jaaega. Reserve bank of India apne plaan mein kaamayaab raha to vah bank ke service fremavark ko change kar dega. Matlab aane vaale samay mein praudakt ya service ki misseling se bachane ki jimmedaari khareedaar ki naheen hogi balki bechne vaale ko yeh dekhna hoga ki koi khaami naheen rahe. RBI ki egjikyootiv director deepaali pant Joshi ne pichhle hafte banking kods end staindards board of India (beeseeesabeeaai) mein kaha, 'Iska maksad khareedaar ke saavdhaan hone ke treind ko badalna hai. Maksad yeh bataana hai ki market transaction mein selar ko bhi dhokha ho sakta hai. Yeh selar ko praudakt ki jimmedaari lene par majaboor karta hai aur selar ko doyam darje ke praudakt bechne se rokata hai. Praudakt seling mein selar ki taraf se koi kami naheen rah gayi hai yeh saabit karne ki jimmedaari selar par hogi. ' khuleaam ho rahi hain miss seling financial praudakts khaastaur par life inshyoreins paulisi ki miss seling kastamars ki aam shikaayatein hain. Ab praudakt gumaraah karke naheen becha gaya hai, yeh saabit karne ki jimmedaari bankon aur distribyootars ki hogi. Vaheen kastamars ko bhi adhikaaron aur apne sansaadhanon ko lekar jaagruk banana padega. Unhein pata hona chaahiye ki RBI aur beeseeesabeeaai ne unke hiton ki suraksha ke liye kya nae kadam uthaae hain. Beeseeesabeeaai ke Chairman A si mahaajan ke mutaabik kastamars mein code of kamitmeint ko lekar jaagrukta bahut kam hai. Yahaan tak bankon ki kai branch mein kanplaayans ofisron ko bhi inke baare mein jyaada pata naheen hota hai. Beeseeesabeeai ke nae code of kamitmeint mein ek aisa klauj shaamil kiya gaya hai jisse bankon ko kastamars ke 'Anukool' aur 'Upayukt' praudakts bechana hoga. Bank aapko banking services, jinke liye aapne aplaai kiya hoga, ke badle inshyoreins praudakts khareedne ke liye majaboor naheen kar sakte. Agar aapko lagta hai ki bank ke afsaron ne yeh niyam toda hai to aap bank ke khilaaf shikaayat darj kara sakte hain. Electronic fraud se chhutakaara bankon ko tab tak electronic fraud ki jimmedaari apne sir leni hogi jab tak ki vah saabit naheen kar deta ki kastamar se koi galati hui hai. ATM aur Internet fraud ki badhti ghatnaaon ke baare mein sun - sunakar bahut se card holder banking services ka upayog karne se darate rahe hain. Agar aap turant bank ko bata dete hain ki koi sandigdh transaction aapne naheen kiya hai to aapko ghabaraane ki jaroorat naheen hai. Jaise hi aap kisi sandigdh fraud ke baare mein bank ko bata dete hain , vaise hi aap usaki jimmedaari se mukt ho jaate hain. Iske saath hi agar bank ki sikyoriti mein seindh lagne ki vajah se koi fraud hota hai to aap harjaane ki maang kar sakte hain. Beeseeesabeeaai code ke mutaabik , ' agar hamaari tarah se paryaapt saavadhaani naheen baratne ke chalte Internet banking system ki sikyoriti mein seindh lagti hai aur ismein aapki koi galati naheen hai aur aapko seedha nuksaan hota hai to usaki bharpaai ham kareinge. ' isi tarah , agar card par koi fraud hota hai , lekin kastamar kehta hai ki usaki taraf se kisi seinsitiv inafaurmeshan ke maamale mein kisi tarah ki koi galati naheen hai to yeh saabit karne ki jimmedaari bank par hogi ki is maamale mein galati kastamar ki hai. Kredit infaurmeshan apadeshan bahut se bauroars ki shikaayat hoti hai ki sabhi bakaaya bhugataan kiye jaane ke baavajood unki kredit report fevarebal naheen hai , khaastaur par tab jabki vah samay par loan chuka rahe hain. Aise mein unako bank ya kredit card user ke saath setalameint kanpramaaij karna pad jaata hai. Nae code of kamitmeint mein saaf bataaya gaya hai ki bauroars ke kredit infaurmeshan update karne ki jimmedaari poori tarah se bankon par hogi. Code ke mutaabik , ' agar aapke loan account mein difault hua hai lekin baad mein usako regularaaij kar diya gaya hai to ham agali report mein usaka update seeaaisi ko de deinge. ' shikaayat ka niptaara in code aur kastamar service ko lekar RBI ki taraf se uthaae kadamon ke baare mein sabhi update ki jaankaari rakhane se aapko sahi samay par apni aavaaj uthaane aur shikaayat ka niptaara karaane ka mauka mi lega.

Banking Code Se Selar Par Aaegi Khud Ko Sahi Saabit Karne Ki Jimmedaari https://www.angrejinews.com/pic/52469