Apne Ghar Aur Keemati Saamaan Ko Dein Hom Inshyoreins Ki Suraksha

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Apne Ghar Aur Keemati Saamaan Ko Dein Hom Inshyoreins Ki Suraksha

apni prauparti aur apne keemati saamaan ko sikyor karna bahut jaroori hai. Hom inshyoreins kavar ke feechars ke baare mein bata rahi hain preeti Kulkarni: Kudarati ya main-med dijaastar hone par hamein inshyoreins kavar ki ahamiyt ka pata chalta hai. Haal mein bhookamp ke jhatke Delhi mein mahasoos kiye gaye. Ye ghatnaaen hamein sochane ke liye majaboor karti hain. Apne ghar ke liye paryaapt inshyoreins kavar khareedna khaastaur par tab jabki aapne ghar ke liye hom loan liya ho ya aapke ghar mein keemati saamaan maujood ho to aapko hom inshyoreins kavar lena chaahiye. HDFC ergo ke egjekyutiv management ke meinbar aur head straiteji plaining, HR aind maarketing mukesh Kumar ke mutaabik, 'India mein hom inshyoreins ki jaroorat ko anasuna kiya jaata hai aur ise halke mein liya jaata hai. Haalaanki, gujre kuchh vakt mein yah sthiti kaafi badli hai. Is vakt market mein kai tarah ke suvidhaajanak opshan maujood hain, inse na keval prauparti ko balki apne keemati saamaan ko bhi sikyor kiya ja sakta hai. Yuva log ghar, daftar mein paisa laga rahe hain taaki kraaisis ke vakt par unki prauparti ki suraksha ho sake. ' ab jyaadaatar hom loan khareedaar hom loan inshyoreins kavar ke baare mein jaankaari rakhate hain. Iske liye bank aur inshyoreins paartanaron ko shreya jaata hai jo ki logon par kavar khareedne ke liye dabaav banaate hain. Haalaanki, hom inshyoreins bilkul alag cheej hai. Hom loan inshyoreins mein agar loan lene vaale ke saath koi durghatana ho jaati hai to uske loan ka bhugataan inshyoreins company karti hai. Lekin, hom inshyoreins mein agar aapki prauparti ko kuchh nuksaan pahunchata hai, to is par aapko kavar milta hai. Is tarah ki paulisiyon mein strakchar aur ghar ke saamaan donon ko kavar diya jaata hai. Haalaanki, agar aap apne ghar ke keemati saamaan ko bhi kavard karaana chaahate hain to iske liye aapko bataana padega. Aapko prapojal form mein un sabhi aaitamon ki list bharani padegi jinhein aap kavar dena chaahate hain. Aapko klem setalameint ke vakt first inafarmeshan report (FIR), fire briged report ya anya byore dene pad sakte hain. Arthakvek, fire, laaitaning, saaiklon, vautar tank ke fatne ya ovaraflo ya isi tarah ki doosari cheejon ke liye coverage milta hai. Kuchh pauliseej terar ataik, chori vagairah ke liye bhi atirikt coverage diya jaata hai. ICICI lonbaard ke andararaaiting aur klem ke cheef sanjaya datt ke mutaabik, 'Aise mein bilding ka sam inshyord na to khareedne ki kaust aur na hi ghar ki market vailyoo honi chaahiye, balki yah maujooda construction kaust honi chaahiye kyonki bilding ki market kaust mein land ki kaust bhi shaamil hoti hai jis par ghar banaaya gaya hota hai. ' isi tarah se haausahold eplaayansej, gaijets, joolari, furniture aur anya ikvipmeint ke liye bhi inko reeples karne ki kaust nikaali jaati hai. Saaf shabdon mein, in cheejon ki market vailyoo mein se dipresiyeshan kaust nikaal di jaati hai aur isko sam inshyord maana jaata hai. Datta kehte hain, 'Haalaanki, diya jaane vaala klem amaaunt vah hona chaahiye jisse daimej hone se pehle ki sthiti mein item ko laaya ja sake. Jo ki sam inshyord ki paryaaptata par nirbhar karta hai. ' kavard joolari aur anya vailyooebal ka nuksaan braushar mein di gayi sab-limit ya seeling par nirbhar karta hai. Misaal ke taur par, aapki paulisi mein yah darj ho sakta hai ki aapke vailyooebals ka kavar kul sam inshyord ke 25 feesadi ya 1 lakh rupae, inmein se jo bhi kam hai, hoga.

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