Antim Vakt Mein Tax Plaining Ke Tips

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Antim Vakt Mein Tax Plaining Ke Tips

Preeti Kulkarni Mumbai. . Tax seving plaan ke liye do hafte se bhi kam vakt bacha hai. Iski deadline 31 March hai. Agar faainainshal adavaaijars ki baat maanein, to kai log March ke aakhiri do hafte mein tax plaining ke baare mein sochate hain. Ve yah bhi bataate hain ki aise log aksar inshyoreins agent ya parsanal bainkars ke jhaanse mein aa jaate hain. Galat faainainshal praudakt khareedne ka pata unhein bahut baad mein chalta hai. 8 tareeke: Enplauyar ki madad se bachaaen tax arnst aind yang mein tax paartanar amarapaal chaddha ne bataaya, 'Jyaadaatar log aise investameint ko sirf tax bachaane ka jariya maanate hain. Unke paas praudakts ke feature ko samajhne ka vakt bhi naheen hota. Aise mein unase galati honi svaabhaavik hai. Iska sahi tareeka yah hai ki aap vaise praudakts mein paisa lagaaen, jo aapke liye theek hon. Isse pehle aapko return aur tax benefit ke taraajoo par bhi faainainshal praudakts ko taulana chaahiye. ' iska matlab yah hai ki tax seving ke chakkar mein log laung tarm faainainshal plaining ki kurbaani dete hain. Agar aap bhi aise hi group mein shaamil hain, to ham yahaan kuchh aise tips day rahe hain, jinse is saal aap galati na karein. Tax break ki anadekhi jyaadaatar tax peyars ko sekshan 80 si ke tahat 1 lakh rupae tak ke tax didkshan ke baare mein pata hai. Log isi par jyaada focus karte hain. Ve doosare investameint ya kharch ki anadekhi karte hain, jin par tax benefit haasil kiye ja sakte hain. Misaal ke taur par kai log enplauyeej pravideint fund kantribyooshan ya bachche ki tuition fees ko apni tax plaining mein shaamil naheen karte. Ek baar apni sailari stetameint par najar daaliye aur company ki or se diye gaye tax stetameint ko bhi dekhiye. Iske baad hi is saal ki tax plaining final kariye. Eksaparts ke mutaabik, ipeeef account aur life inshyoreins premium ko shaamil karne ke baad jyaadaatar logon ko tax seving ke liye bada investameint naheen karna hoga. Inakam tax kaanoon mein tax bachaane ke kai raaste hain. Misaal ke taur par agar aapko house reint alaauns (echaaarae) milta hai, lekin pairant ke saath rahane ke chalte aap reint naheen chukaate. Iske baavajood aap tax didkshan klem kar sakte hain. Iske liye aapko paireints ke saath reint aigrimeint karna hoga. Haalaanki, yaad rakhein ki is amaaunt ko inakam maana jaaega. Agar aap paireints ke liye helth inshyoreins premium day rahe hain, to sekshan 80 di ke tahat 15,000 (senior siteejan ke maamale mein 20,000) rupae par didkshan haasil kar sakte hain. Apne aur parivaar ke priveintiv helth check-ap par kharch ki gayi rakam par bhi tax benefit liye ja sakte hain. Yah sekshan 80 di ka hissa hai, lekin iski shuruaat isi saal se hui hai. Isliye iska khaastaur par jikr karna jaroori hai. Is saal se aap aise 5000 rupae tak ke kharch par tax benefit le sakte hain. Kepeeemaji mein director vineet Agrawal ne bataaya, 'Yah tax bachaane ka naya raasta hai. Iska elaan pichhle saal bajat mein kiya gaya tha. Is vajah se kai logon ko is baare mein pata naheen hai. 'Inshyoreins paulisi ka chakkarajo log aakhiri samay mein tax plaining karte hain, unke portfolio mein aapko kai life inshyoreins paulisi mileingi. Agar aap singal premium paulisi naheen khareed rahe hain, to inshyoreins paulisi sirf ek saal ka maamala naheen hoti. Iske liye aapko agale 10-20 saal tak premium dena hoga. Agar aap samay par premium naheen dete, to paulisi laips ho jaaegi. Vaheen, inshyoreins paulisi laung tarm praudakt hai. Aise mein agar aap 5 saal ke lauk-in peeriyd ke baad paulisi surrender karte hain, to aapko nuksaan bhi uthaana pad sakta hai. Return ka faayda uthaane se mat chookiyerisk se bachane vaalon ke liye peepeeef ko aadarsh ritaayarameint plaining ka tareeka maana jaata hai. Is par abhi 8.8 feesadi ka tax free return mil raha hai. Haalaanki, kai log aakhiri vakt mein peepeeef mein paisa invest karte hain. Isse aapko maiksimm return ka faayda naheen mil paata. Agar aap iska poora faayda uthaana chaahate hain, to har maheene ki 5 taareekh se pehle ismein paisa lagaaen. Tabhi aapko us maheene ka return milega

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