Alag Maitaraniti Kavar Lene Mein Faayda

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Alag Maitaraniti Kavar Lene Mein Faayda

[ preeti Kulkarni | Mumbai ] kai inshyoreins companiyaan in dinon regular helth paulisi ke hisse ke taur par maitaraniti kavar ofar kar rahi hain. Pehle maitaraniti benefit keval enplauyars ki corporate helth inshyoreins paulisi ke saath milte the. Aaiseeaaiseeaai lombaard, maiks bupa aur Apollo Munich jaisi companiyon ne is kavar ki shuruaat kar di hai, lekin iske saath 15,000-50,000 rupaye ki sab-limits bhi hain. Haalaanki, ye praudakts mahange hain aur inka chhah varsh tak lamba veting peeriyd hai. Kya aapke liye inhein khareedna theek rahega? Agar kisi vyakti ko enplauyar ki or se mil rahe helth inshyoreins mein yeh kavar naheen mil raha to vah ise khareed sakta hai. Sv-rojagaar karne vaale bhi ise khareedne ke baare mein soch sakte hain. Haalaanki, unhein kaust aur veting peeriyd par dhyaan dene ke baad hi kavar lene ka faisala karna chaahiye. Veting peeriyd vah avadhi hoti hai, jiske baad is tarah ka kavar milta hai. Ismein kya shaamil hota hai? Maitaraniti kavar mein delivery (naurmal aur seejeriyn) ya paulisi avadhi ke dauraan kaanooni taur par preganeinsi ke medical tarmineshal ke kharch shaamil hote hain. Apollo Munich ke CEO Antony Jacob ne bataaya ki delivery ya tarmineshan ki sankhya ko lekar shartein ho sakti hain, jo beemit vyakti ke jeevan ya paulisi ki avadhi ke dauraan ke liye hongi. Ismein delivery se pehle aur baad ke kharch bhi kavar honge. Inshyoreins company aur praudakt veriyent ke anusaar dablyooechao se manjoor teeke aur navajaat shishu ke liye 90 dinon ya agale rinyual tak medical treetameint ka bhi bhugataan kiya jaaega. Agar aapki paulisi mein rojaana nakad bhugataan shaamil hai to aap iska istemaal anya kharch ke liye bhi kar sakte hain. Jacob ne kaha, 'Agar beemit vyakti room ki range chaturaai se chunata hai to daily hauspitl cash jaisi atirikt rakam ka istemaal davaaon jaise anya sambandhit kharch ke liye kiya ja sakta hai. ' maiks bupa ke CEO M mishra ke mutaabik, 'Humne pichhle varsh maitaraniti se jude klems mein lagbhag 50 feesadi ki badhotri dekhi hai. Medical kaust badhne ke saath hi maitaraniti se jude kharchon ke liye coverage ka mahatva badh raha hai. ' ICICI lombaard general inshyoreins ke cheef (andararaaiting end klems) sanjaya datta ka maanana hai ki premium ke lihaaj se yeh paulisi theek hai kyonki ismein hauspitlaaijeshan kaust ke saath hi delivery se pehle aur baad ke kharchon ka bhi bhugataan kiya jaata hai. Unhonne bataaya ki company ke klem ke aankadon se 2013 mein maitaraniti klems mein bhaari badhotri ke sanket mil rahe hain. Delivery se jude klem 36.52 feesadi badhe hain. Sharton ko padhein veintej inshyoreins brokers ke CEO Arvind laddha ne kaha , ' aamtaur par maitaraniti kavar kul sam inshyord ke adhiktam 10 feesadi tak seemit hota hai aur yeh lagaataar coverage ke teesare varsh mein hi upalabdh hota hai. Veting peeriyd do varsh se jyaada ka ho sakta hai. Inshyoreins karaane vaale ko yeh dekhna chaahiye ki kya premium is kavar ka faayda lene ke liye theek hai. ' sambhaavit baayars ko sab - limits par bhi dhyaan dena chaahiye. Jyaadaatar inshyoreins companiyaan naurmal delivery ke liye 15,000-20,000 rupaye aur seejeriyn ke liye 30,000-50,000 rupaye tak ki limit rakhati hain. Isi tarah delivery se pehle aur baad ke kharch 1,500-5,000 rupaye tak seemit ho sakte hain. Jacob ne kaha , ' agar veting peeriyd kam hai to plaan ke saath oonchi kaust judi ho sakti hai. ' maitaraniti kavar dene waali paulisi abhi bhi regular plaan ke mukaabale jyaada mahangi hain. Udaaharan ke liye , maiks bupa ke faimili flotar praudakt ka maitaraniti benefit ke saath 5 lakh rupaye kavar ka 30 varsh ki mahila ke liye saalaana premium 14,816 rupaye ( do vyaskon ke parivaar ke liye ) hai. Maitaraniti kavar ke bina yeh premium lagbhag 2,000-3,000 rupaye kam hoga. ICICI lombaard ka flotar kavar bina maitaraniti benefit ke lagbhag 7,000 rupaye sasta hai. Apollo Munich ke liye antar 1,000 rupaye k a hai.

Alag Maitaraniti Kavar Lene Mein Faayda https://www.angrejinews.com/pic/50961