bhaarateeya rijrv bank

bhaarateeya rijrv bank
Reserve Bank of India
भारतीय रिज़र्व बैंक की मोहर रिजर्व बैंक का ऑफिस टॉवर (मुख्यालय के सामने)
bhaarateeya rijrv bank ki mohar reserve bank ka office tauvar (mukhyaalaya ke saamane)
mukhyaalaya shaheed bhagatasinh maarg, mumbai, Maharashtra
sthaapana April 1, 1935; 81 varsh pehle (1935-04-01)
Governor raghuraam raajan
kendreeya bank {{{bank_of}}}
mudra bhaarateeya rupaya
aarakshit US$302.1 billion[1]
jaalasthal https://www.rbi.org.in/hindi/Home.aspx

bhaarateeya reserve bank (angreji: Reserve Bank of India) Bhaarat ka kendreeya bank hai. yeh Bhaarat ke sabhi bankon ka sanchaalak hai. reserve back Bhaarat ki arthavyavastha ko niyntrit karta hai.

iski sthaapana 1 April san 1935 ko reserve bank of indiya aikt 1934 ke anusaar hui. praarambh mein iska kendreeya kaaryaalaya Kolkata mein tha jo san 1937 mein mumbai aa gaya. pehle yeh ek niji bank tha kintu san 1949 se yeh Bhaarat sarkaar ka upakram ban gaya hai. daa॰ raghuraam raajan bhaarateeya reserve bank ke vartamaan Governor hain, jinhonne 4 sitmbar 2013 ko padabhaar grahan kiya.

poore Bhaarat mein rijrv bank ke kul 22 kshetreeya kaaryaalaya hain jinmein se adhikaansh raajyon ki raajadhaaniyon mein sthit hain.[2]

mudra parichaalan evam kaale dhan ki doshapoorn arthavyavastha ko niyntrit karne ke liye rijrv bank of indiya ne 31 March 2014 tak san 2005 se poorv jaari kiye gaye sabhi sarkaari noton ko vaapas lene ka nirnaya liya hai. [3]

anukram

sthaapana

mumbai sthit bhaarateeya rijrv bank ka mukhyaalaya

bhaarateeya rijrv bank ki sthaapana bhaarateeya rijrv bank adhiniyam 1934 ke praavadhaanon ke anusaar 1 April 1935 ko hui thi.

rijrv bank ka kendreeya kaaryaalaya praarambh mein Calcutta mein sthaapit kiya gaya tha jise 1937 mein sthaayi roop se Mumbai mein sthaanaantarit kar diya gaya. kendreeya kaaryaalaya vah kaaryaalaya hai jahaaain Governor baithate hain aur neetiyaaain nirdhaarit ki jaati hain.

yadyapi british raaj ke dauraan praarambh mein yeh niji svaamitv wala bank hua karta tha parantu svatantr Bhaarat mein 1 January 1949 mein iska raashtreeyakaran kar diya gaya. uske baad se is par Bhaarat sarkaar ka poorn svaamitv hai.

pramukh kaarya

bhaarateeya rijrv bank ki prastaavana mein bank ke mool kaarya is prakaar varnit kiye gaye hain :

"bank noton ke nirgam ko niyntrit karna, Bhaarat mein maudrik sthaayitv praapt karne ki drushti se praarakshit nidhi rakhana aur saamaanyat: desh ke hit mein mudra va rin pranaali parichaalit karna."
  • maudrik neeti taiyaar karna, usaka kaaryaanvayan aur nigraani karna.
  • vitteeya pranaali ka viniyman aur paryavekshan karna.
  • videshi mudra ka prabandhan karna.
  • mudra jaari karna, usaka vinimay karna aur parichaalan yogya na rahane par unhein nasht karna.
  • sarkaar ka banker aur bankon ka banker ke roop mein kaam karna.
  • saakh niyntrit karna.
  • mudra ke len den ko niyantrit karna

nideshak mandal

rijrv bank ka kaamkaaj kendreeya nideshak board dvaara shaasit hota hai. bhaarateeya rijrv adhiniyam ke anusaar is board ki niyukti Bhaarat sarkaar dvaara ki jaati hai. yeh niyukti chaar varshon ke liye hoti hai.

kendreeya board

rijrv bank ka kaamkaaj kendreeya nideshak board dvaara shaasit hota hai. iska svaroop is prakaar hota hai-

gathan

  • sarkaari nideshak

ek poornakaalik Governor aur adhiktam chaar up Governor.

  • gair sarkaari nideshak

sarkaar dvaara naamit: vibhinn kshetron se das nideshak aur ek sarkaari adhikaari.

anya: chaar nideshak - chaar sthaaneeya bordon se pratyek mein ek.

kaarya

bank ke kriyaakalaapon ki dekharekh aur nideshan.

sthaaneeya board

  • desh ke chaar kshetron - mumbai, Kolkata, chennai aur nai Delhi se ek-ek
  • sadasyata :
  • pratyek mein paanch sadasya
  • kendra sarkaar dvaara niyukt
  • chaar varsh ki avadhi ke liye

kaarya

  • sthaaneeya maamalon par kendreeya board ko salaah dena.
  • sthaaneeya, sahakaari tatha dhareloo bankon ki praadeshik va aarthik aavashyakataaon ka pratinidhitv karna.
  • kendreeya board dvaara samay-samay saunpe gaye aise anya kaaryon ka nishpaadan karna.

vitteeya paryavekshan

rijrv bank yeh kaarya vitteeya paryavekshan board (beeefaes) ke dishaanirdeshon ke anusaar karta hai. is board ki sthaapana bhaarateeya rijrv bank ke keindreeya nideshak board ki ek samiti ke roop mein November 1994 mein ki gayi thi.

uddeshya

vitteeya paryavekshan board (beeefaes) ka praathamik uddeshya vaanijya bankon, vitteeya sansthaaon aur gair-banking vitteeya sansthaaon sahit vitteeya kshetr ka samekit paryavekshan karna hai.

gathan

is board ka gathan keindreeya board ke chaar nideshakon ko sahayojit sadasya ke roop mein do varsh ki avadhi ke liye shaamil karke kiya gaya hai tatha Governor iske adhyaksh hain. rijrv bank ke up Governor iske paden sadasya hain. ek up Governor, saamaanyat: banking niyman aur paryavekshan ke prabhaari up Governor ko board ke upaadhyaksh ke roop mein naamit kiya gaya hai.

beeefaes ki baithakein

board ki baithak saamaanyat: maheene mein ek baar aayojit kiya jaana aavashyak hai. is baithak ke dauraan paryavekshan vibhaag dvaara prastut nireekshan report aur paryavekshan se sambandhit anya maamalon par vichaar kiya jaata hai.

lekha-pareeksha up samiti ke maadhyam se banking paryavekshan board bankon aur vitteeya sansthaaon ki saanvidhik lekha-pareeksha aur aantarik lekha-pareeksha kaayaryon ki gunavatta badhaane par bhi vichaar karta hai. is up lekha- pareeksha samiti ke adhyaksh up Governor aur keindreeya board ke do nideshak iske sadasya hote hain.

banking paryavekshan board

banking paryavekshan vibhaag (DBS), gair banking paryavekshan vibhaag (deeenabeees) aur vitteeya sanstha prabhaag (efaaaidi) ke kaarya-kalaapon ka nireekshan karta hai aur niyman tatha paryavekshan sambandhi maamalon par nidesh jaari karta hai.

kaarya

banking paryavekshan board dvaara kiye gaye prayatnon mein nimnalikhit shaamil hain : i. bank nireekshan pranaali ki punarrachana ii. kaaryasthal se door ki nigraani ko laagoo karna, iii. saanvidhik lekha pareekshakon ki bhoomika ko sudrudh karna aur iv. paryavatikshat sansthaaon ki aantarik pratirksha pranaali ka sudrudheekaran.

vartamaan lakshya

  • vitteeya sansthaaon ka nireekshan
  • samekit lekhaakaarya
  • bank dhokhaadhadi se sambandhit kaanooni maamale
  • anarjak aastiyon ke nirdhaaran mein vividhta
  • bankon ke liye paryavekshi rating model

vidhik dhaancha

sarvochch adhiniyam
  • bhaarateeya rijrv bank adhiniyam, 1934 : rijrv bank ke kaaryon par niyantran karta hai.
  • bainkakaari viniym adhiniyam, 1949 : vitteeya kshetr par niyantran karta hai.
vishisht kaaryon ko niyantrit karne ke liye adhiniyam
  • lok rin adhiniyam, 1944/sarkaari pratibhooti adhiniyam (prastaavit): sarkaari rin baajaar par niyantran
  • pratibhooti sanvida (viniyman) adhiniyam, 1956: sarkaari pratibhooti baajaar par niyantran
  • bhaarateeya sikka adhiniyam, 1906 : mudra aur sikkon par niyantran
  • videshi mudra viniyman adhiniyam, 1973/videshi mudra prabandh adhiniyam, 1999 : vyaapaar aur videshi mudra baajaar par niyantran
banking parichaalan ko niyantrit karne vaale adhiniyam
  • company adhiniyam, 1956 : company ke roop mein bankon par niyantran
  • banking company (upakramon ka adhigrahan aur antaran) adhiniyam 1970/1080 : bankon ke raashtreeyakaran se sambandhit
  • banker bahi saakshya adhiniyam, 1891
  • banking gopaneeyata adhiniyam
  • parakraamya likht adhiniyam, 1881
alag-alag sansthaaon ko niyantrit karne vaale adhiniyam
  • bhaarateeya state bank adhiknayam, 1954
  • audyogik vikaas bank (upakram ka antaran aur nirsan) adhiniyam, 2003
  • audyogik vitt nigam (upakram ka antaran aur nirsan) adhiniyam, 1993
  • raashtreeya krushi aur graameen vikaas bank adhiniyam
  • raashtreeya aavaas bank adhiniyam
  • nikshep beema aur pratyaya guaranty nigam adhiniyam

pramukh kaarya

maudrik praadhikaari
  • maudrik neeti taiyaar karta hai, usaka kaaryaanvayan karta hai aur usaki nigraani karta hai.
  • uddeshya : moolya sthirta banaae rakhana aur utpaadak kshetron ko paryaapt rin upalabdhata ko sunishchit karna.
vitteeya pranaali ka viniyaamak aur paryavekshak
  • banking parichaalan ke liye vistrut maanadand nirdhaarit karta hai jiske antargat desh ki banking aur vitteeya pranaali kaam karti hai.
  • uddeshya : pranaali mein logon ka vishvaas banaae rakhana, jamaakartaaon ke hiton ki raksha karna aur aam janta ko kifaayati banking sevaaen upalabdh karaana.
videshi mudra prabandhak
  • videshi mudra prabandhan adhiniyam, 1999 ka prabandh karta hai.
  • uddeshya : videsh vyaapaar aur bhugataan ko suvidhaajanak banaana aur Bhaarat mein videshi mudra baajaar ka kramik vikaas karna aur use banaae rakhana.
mudra jaareekarta
  • currency jaari karta hai aur usaka vinimay karta hai athva parichaalan ke yogya naheen rahane par currency aur sikkon ko nasht karta hai.
  • uddeshya : aam janta ko achhi gunavatta vaale currency noton aur sikkon ki paryaapt maatra upalabdh karaana.
vikaasaatmak bhoomika

raashtreeya uddeshyon ki sahaayata ke liye vyaapak star par protsaahanaatmak kaarya karna.

sambandhit kaarya
  • sarkaar ka banker : kendra aur raajya sarkaaron ke liye vyaapaari bank ki bhoomika ada karta hai; unke banker ka kaarya bhi karta hai.
  • bankon ke liye banker : sabhi anusoochit bankon ke bank khaate rakhata hai.

sarkaar ke banker ke rup mein bhaarateeya rijrv bank ki bhoomika

bhaarateeya ri‍ajrv bank adhi‍ani‍ayam ki dhaara 20 ki sharton mein ri‍ajrv bank ko kendreeya sarkaar ki praapti‍ayaan aur bhugataanon aur vi‍ani‍amaya, preshan (remi‍atans) aur anya banking gati‍avi‍adhi‍ayaan (operation), ji‍asamein sangh ke lok rin ka prabandh shaami‍al hai, ka uttaradaayi‍atv sanbhaalana hai. aage, bhaarateeya ri‍ajrv bank adhi‍ani‍ayam ki dhaara 21 ke anusaar ri‍ajrv bank ko Bhaarat mein sarkaari kaarobaar karne ka adhi‍akaar hai.

adhi‍ani‍ayam ki dhaara 21 A ke anusaar raajya sarkaaron ke saath karaar kar bhaarateeya ri‍ajrv bank raajya sarkaar ke len den kar sakta hai. bhaarateeya ri‍ajrv bank ne ab tak yeh karaar si‍akki‍am sarkaar ko chhodkar sabhi raajya sarkaaron ke saath ki‍aya hai.

bhaarateeya ri‍ajrv bank, uske kendreeya lekha anubhaag, Nagpur mein kendra aur raajya sarkaaron ke pramukh khaatein rakhata hai. bhaarateeya ri‍ajrv bank ne poore Bhaarat mein sarkaar ki or se raajasv sangrah karne ke saath saath bhugataan karne ke li‍ae susanchaali‍at vyavastha ki hai. bhaarateeya ri‍ajrv bank ke lok lekha vi‍abhaagon aur bhaarateeya ri‍ajrv bank adhi‍ani‍ayam ki dhaara 45 ke antargat ni‍ayukt agency bankon ki shaakhaaon ka sanjaal sarkaari lenaden karta hai. vartamaan mein saarvajani‍ak kshetr ki sabhi bank aur ni‍aji kshetr ki teen bank arthaat ICICI bank li‍., HDFC bank li‍. aur eksis bank li., bhaarateeya ri‍ajrv bank ke agent ke rup mein kaarya karte hain. keval agency bankon ki praadhi‍akrut shaakhaaen sarkaari lenaden kar sakti hain.

mukhya darein

(adyatan-October 2015)[4]

bhaarateeya rijrv bank ke gavarnaron ki soochi

bhaarateeya rijrv bank ke gavarnaron ki soochi is prakaar hai:

kramaank naam kaaryakaal
1 sar osaborn smith
1 April 1935 - 30 June 1937
2 sar James bred Taylor
1 July 1937 - 17 fravari 1943
3 sar see॰ dee॰ Deshmukh
11 August 1943 - 30 June 1949
4 sar benegal raama Rao
1 July 1949 - 14 January 1957
5 ke॰ jee॰ ambegaaonkar
14 January 1957 - 28 fravari 1957
6 echa॰ vee॰ aara॰ aayangar
1 March 1957 - 28 fravari 1962
7 pee॰ see॰ Bhattacharya
1 March 1962 - 30 June 1967
8 ela॰ ke॰ jha
1 July 1967 - 3 May 1970
9 bee॰ ena॰ aadarakaar
4 May 1970 - 15 June 1970
10 esa॰ jagannaathan
16 June 1970 - 19 May 1975
11 ena॰ see॰ senagupta
19 May 1975 - 19 August 1975
12 ke॰ aara॰ puri
20 August 1975 - 2 May 1977
13 ema॰ narasimhan
3 May 1977 - 30 November 1977
14 aai॰ jee॰ Patel
1 December 1977 – 15 sitmbar 1982
15 dau॰ Manmohan Singh[5]
16 sitmbar 1982 - 14 January 1985
16 ai॰ ghosh
15 January 1985 - 4 fravari 1985
17 aara॰ ena॰ malhotra
4 fravari 1985 - 22 December 1990
18 esa॰ veinkataramanan
22 December 1990 - 21 December 1992
19 see॰ rangaraajan
22 December 1992 - 21 November 1997
20 biml jaalaan
22 November 1997 - 6 sitmbara2003
21 vaai॰ vee॰ Reddy
6 sitmbar 2003 - 5 sitmbar 2008
22 dee॰ subbaaraav
5 sitmbar 2008 - 4 sitmbar 2013
23 raghuraam raajan
5 sitmbar 2013 - vartamaan

board of director

kendreeya board

1. dau॰ raghuraam raajan - Governor, bhaarateeya rijrv bank 10. pro॰ dipaankar gupta
2. shri H aar Khan - up Governor, bhaarateeya rijrv bank 11. shri ji M Rao - adhyaksh, ji M aar samooh
3. dau॰ urjit Patel - up Governor, bhaarateeya rijrv bank 12. sushri ila bhatt - self emplauyad veemans association
4. shri aar Gandhi - up Governor, bhaarateeya rijrv bank 13. dau॰ indira raajaaraman - maanad vijiting praadhyaapak, bhaarateeya saankhyiki sansthaan
5. S S mundara -up Governor, bhaarateeya rijrv bank 14. shri vaaya si deveshvar
6. dau॰ anil kaakodakar - parmaanu oorja vibhaag 15. dau॰ Damodar aachaarya
7. shri kiran kaarnik 16. shri Arvind maayaaraam
8. dau॰ nachiket M mor 17.shri hasamukh aadhiya
9. shri vaaya H maalegaam


kshetreeya board

pashchim kshetr poorv kshetr uttar kshetr dakshin kshetr
1. shri kiran kaarnik
1. Dr nachiket M mor
2. sushri anila kumaari
3. shri shareef uj-jmaan laskar

1. shri anil kaakodkar
2. shri kamal kishor gupta
3. shri mihir Kumar moitra
5. shri A naveen bhandaari
1. shri ke selvaaraaj
2. shri kiran paandurang

pata

nai Delhi
6, sansad maarg, Connaught place
nai Delhi 110001
doorabhaash: +91-(11)-2371-0538

kshetreeya kaaryaalaya

shreenagar Jammu Shimla chandeegadh deharaadoon
aameer manjil, 1-C, raajabaag
shreenagar 190 008
rel bhavan
Jammu 180 012
bi-478, sector 4
naya Shimla 171 009
kendreeya vista, naveen kaaryaalaya bhavan, doorabhaash bhavan ke saamane
sector 17, chandeegadh, 160 017
97, raajapur maarg
deharaadoon 248 001
Jaipur Lucknow Kanpur Patna gangatok Guwahati
raamabaag chauk, tonk maarg
Jaipur 302 004
8-9, vipin khand, gomati nagar
Lucknow 226 010
post beg na॰ 82/142, ema॰ jee॰ maarg
Kanpur 208 001
dakshin gaaaindhi maidaan
Patna 800 001
raajamaarg - 31e
gangatok 737 101
paan baajaar, station maarg
Guwahati 781 001
Agartala Ranchi Kolkata bhuvaneshvar
puraana myunisipliti maarg, doosari manjil, jeksan gate bhavan
tripura pashchim, Agartala
aara॰ aara॰ dee॰ e॰ bhavan, pragati sadan, chauthi manjil
kachahari maarg, Ranchi 834 001
15, netaaji subhaash maarg
Kolkata 700 001
pan॰ Jawahar laal Nehru maarg, post beg na॰ 16
bhuvaneshvar 751 001
Raipur Bhopal Ahmedabad Nagpur belaapur
subhaashish parisar, satya prem vihaar
sundar nagar, Raipur 492 013
hoshangaabaad maarg, post beg na॰ 32
Bhopal 462 011
gaaaindhi pul ke paas,
Ahmedabad
Dr raaghavendr Rao maarg, civil laains
post beg na॰ 15, Nagpur 440 001
sector 10, plaut 2, teesari manjil
seebeedi belaapur, navi Mumbai 400 614
Mumbai Hyderabad panaji bangalooru
fort
Mumbai 400 001
6-1-56, sachivaalaya maarg, saifaabaad
Hyderabad 500 004
3 A/bi, sesa ghar, teesari manjil, ideesi complex
patto, panaji 403 001
10/3/8, nrupaathung maarg
post beg na॰ 5467, bangalooru 560 001
chennai kochchi tiruvanantapuram
fort glesis, raajaaji salaai
chennai 600 001
uttar ernaakulam
kochchi 682 018
bakery jankshan
tiruvanantapuram 695 033

sandarbh

yeh bhi dekhe

baahari kadiyaaain