RBI Ke Repo Rate Kat Ka Asar Dikhne Mein Samay Lagega

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RBI Ke Repo Rate Kat Ka Asar Dikhne Mein Samay Lagega

Nai Delhi Det aur ikviti maarkets ne reserve bank of India (RBI) ki or se reepo rate mein 0.25 parseint ki kami karne par sakaaraatmak pratikriya naheen di hai kyonki ve iski ummeed pehle se kar rahe the. Yas sikyauriteej ke presideint aur research head amar Ambani ka kehna hai, 'Investors ko 10 varsh ke gavarnameint bond ki yeeld mein pichhle varshon ka movement dekhna chaahiye. Yeh yeeld keval paanch maheenon mein 8.2 parseint se ghatkar 7.3 parseint par aa gayi hai. Iska kaaran yeh hai ki maarkets aamtaur par anumaan mein pratikriya dete hain. ' reepo rate abhi ek varsh pehle ki tulana mein 0.25 parseint adhik hai, lekin 10 varsh ke gavarnameint bond ki yeeld apne February 2018 ke star se neeche chali gayi hai. Sundaram myoochual fund ke CIO (det) dvijendr shreevaastav ne kaha, 'Laung-tarm bond ko lekar adhik dilchaspi na hone ka kaaran inki saplaai badhne se judi market ki chinta bhi hai. ' Hom loan par intarest rets turant naheen ghateinge Apne hom loan par rets mein turant kami aane ki ummeed na karein kyonki in rate kat ka turant faayda dene ka koi niyam bankon par laagoo naheen hai. Bank ab marginal kaust of fands par aadhaarit leinding rate (MCLR) par chalte hain aur is par reepo rate ka asar kam hota hai. Haalaanki, April 2019 se loan lene vaalon ko ghate hue rets se faayda mil sakta hai kyonki bankon ko floting rets ko reepo rate, 10 varsh ke gavarnameint bond ki yeeld jaise baahari benchmark se jodne ke liye kaha gaya hai. Agar bank apne MCLR mein kami karte hain to bhi MCLR ke reeset klauj ke kaaran aapke loan rets mein koi katauti naheen hogi. Bainkabaajaar ke CEO aadil Shetty ne bataaya, 'MCLR par reeset klauj aamtaur par 6 se 12 maheene ka hota hai aur yeh keval vishesh tithiyon par ho sakta hai. Is vajah se agar MCLR mein kisi anya samay par kami ki jaati hai to aapko faayda naheen hoga. ' Short-tarm det fund chunein Eksaparts ka maanana hai ki RBI ke inafleshan ko lekar anumaan ko ghataane se 2019 mein rate mein katauti jaari rahegi. 2019 mein infleshan ki ausat dar 3.9 parseint rahane ka anumaan hai. Tata myoochual fund ke head (fiksd income) moorti Nagrajan ne kaha, 'Hamein April ke paulisi review mein 0.25 parseint ki kami hone ki ummeed hai. ' rets mein kami ki ummeed se short aur meediym tarm baunds aur det fands ko faayda hoga. Kotak mahindra bank ki CIO lakshmi ayyar ne kaha, 'Hamaara maanana hai ki short se meediym tarm ki avadhi vaale esets achha pradarshan kar sakte hain. ' shreevaastav ne kaha ki ve investors ko 1-3 varsh ki avadhi ke saath short aur meediym tarm fands mein rakam lagaane ki salaah de rahe hain. NBFC ke liye badhi sambhaavana RBI ne haal ki paulisi meeting mein naun-banking faainains companiyon (NBFC) ka risk vet unki kredit rating ke saath jod diya hai. Isse achhe management waali NBFC ke liye sambhaavana badhi hai. Lakshmi vilaas bank ke trejari head aar ke gurumoorti ne bataaya, 'Isse majaboot NBFC ko likviditi ki kami se bachane mein madad milegi aur ve kifaayati rets par fund juta sakeingi. ' behtar rating waali NBFC kam risk vet ke kaaran apni bauroing kaust kam karne mein saksham hongi. HDFC ki mainejing director renu sood karnaad ne bataaya, 'Is kadam ka uddeshya NBFC ke liye kredit flo badhaane ki koshish lag raha hai. Isse ikanaumi mein kul kredit mein bhi vruddhi hogi. ' NBFC is kadam se apne leinding rate bhi kam kar sakeingi aur isse automobile, kanjyoomar dyoorebal jaise sektars ko kuchh madad mil sakti hai.

RBI Ke Repo Rate Kat Ka Asar Dikhne Mein Samay Lagega http://www.angrejinews.com/pic/254212