Peepeeef, Rekaring Dipaujit, Sukanya Samruddhi Account, Beema Paulisi Ko Fir Se Shuroo Karne Ke Tareeke Yahaan Jaaniye

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Peepeeef, Rekaring Dipaujit, Sukanya Samruddhi Account, Beema Paulisi Ko Fir Se Shuroo Karne Ke Tareeke Yahaan Jaaniye

Nai Delhi$ Bhavishya ko dhyaan mein rakhate hue lagbhag sabhi log tarah-tarah ke nivesh karte hain. Ismein se kuchh paisa banaane ke liye hote hain, kuchh sehat ke liye to kuchh behtar bhavishya ke liye. Lekin kai baar majabooriyon mein fansakar inke premium vakt par jama naheen kar paate aur paulisi band ho jaati hai. Agar aapke saath bhi aisa hua hai to Jaaniye kuchh laung tarm pauliseej ko fir se shuroo karne ke tareeke$ Peepeeef: Agar kisi vitt varsh mein khaate mein kam se kam 500 rupaye naheen jama kiye gaye to vah band ho jaata hai. Is sthiti mein bhi jama paise par byaaj milta rahata hai. Lekin, khaata inaaiktiv hone par aap paisa naheen nikaal paaenge. Fir is khaate par loan bhi naheen liya ja sakega. Kaise shuroo karein$ Jis jagah aapka peepeeef khaata hai, usaki kisi branch mein jaaen$ Vahaan pratyek saal ke hisaab se kam se kam 500 rupaye dein$ Saath hi pratyek saal ke hisaab se 50 rupaye jurmaana bhi dena hoga$ Rekaring dipaujit: Aapko ek nishchit avadhi ke liye lagaataar ek nishchit rakam deni hoti hai. Avadhi khatm hone ke aakhir mein aapko aapka saara paisa munaafe ke saath vaapas mil jaata hai. Rakam jama na karne par khaata band ho jaata hai. Kya penalty$ Naun pemeint ke pratyek maheene ke hisaab se jurmaana$ Khaate ke maichyor hone par 10 rupaye ka service chaarj lagaaya jaaega. Yeh tab lagega jab teen ya usase jyaada kist naheen bhari gayi hongi$ Agar 6 maheene tak kist naheen bhari gayi to khaata hamesha ke liye band ho jaaega aur tabatak jama rakam niveshak ko de di jaaegi$ Kaise shuroo karein$ Penalty dene ke baad ise fir se shuroo kar diya jaata hai$ 5 saal se kam ke liye penalty har 100 rupaye par 1.5 rupaye (prati maheena) ke hisaab se lagegi$ Vaheen agar avadhi 5 saal se jyaada hai to penalty har 100 rupaye par 2 rupaye ke hisaab se lagegi$ Nivesh ke maamale mein aksar ham apni visheshajnyaata ko paryaapt maanane ki bhool kar baithate hain. Khud ko chaalaak samajhte hue kiye gaye apne faisalon se kabhi-kabhi bhaari nuksaan bhi uthaana padta hai. Ham niveshakon ki aisi hi aath chaalaakiyon ka jikr kar rahe hain, jinse vaastav mein unhein nuksaan jhelana pad sakta hai. Hom loan lete vakt aap behtar cash flo ke liye kam raashi ki EMI ka chayan karte hain, jo lambi avadhi ki hoti hai. Hakeekat: Aapki loan ki raashi kaafi badi ho jaaegi, kyonki loan jitne adhik samay ke liye hoga, usapar utana hi ooncha byaaj dena hoga. Is tarah, aapko makaan ke liye adhik raashi kharch karni padti hai. Aap koi khaas share isliye khareedte hain, kyonki unki keemat kam hoti hai aur unamein vruddhi ki gunjaaish hoti hai. Hakeekat: Ye share behad asthir hote hain aur inmein aapko bhaari nuksaan jhelana pad sakta hai, khaaskar tab jab in sheyaron ko lekar aapke paas koi visheshajnyaata naheen hoti. Aap apne nivesh ko baajaar ke jokhimon se bachaana chaahate hain, isliye myoochual fund mein nivesh karne ke bajaay fiksd dipaujit jaise saadhanon mein nivesh karte hain. Hakeekat: Suraksha ka paryaaya kam return hota hai. Isse aap apne nivesh ke pradarshan ko kamtar karte hain. Iska matlab hai ki tax aapke kul return ko kam kar raha hai, kyonki byaaj aapke aay mein judta hai aur karadeyata aapke tax slaib ke adheen hota hai. Aap det fund mein nivesh kar isse bach sakte hain, jahaan indekseshan ke baad kaipitl gen par kar 20 feesadi ki dar se lagta hai, agar nivesh ko teen saal se adhik samay tak barkaraar rakha jaata hai. Kredit card ke bade bakaaye ke ripe ke liye aap kam ya shoonya byaaj dar vaale kredit card ka chayan karte hain. Hakeekat: Kam byaaj dar vaale card ki taraf shift karna achha kadam hai, lekin agar aap intrest haulide peeriyd mein bhugataan karne mein naakaam hote hain, to iska faayda naheen mil sakta hai. Kam byaaj dar do maheene se ek saal ki avadhi ke liye hi hoti hai, jiske baad regyular intrest rate aplaai hota hai. Iske alaava, prausesing fi bhi chaarj kiya jaata hai, jo bakaaya raashi ki kuchh feesadi hoti hai. Jab baajaar mein asthirta aati hai, to aap myoochual fund esaaaipi se apne paise nikaal lete hain, kyonki aap apne paise ganvaana naheen chaahate. Hakeekat: Agar giraavat ke vakt aap baajaar se baahar nikal jaate hain, to kam keemat mein livaali ka mauka ganva dete hain, jisse aapka return kam ho jaata hai. Aap kisi badi aapaat sthiti se nipatne ke liye ghar mein ya apne bachat khaate mein ek badi rakam rakhate hain. Hakeekat: Aakasmikta nidhi 3-6 maheene ke kharch ke baraabar hona chaahiye aur use likvid ya short tarm fund mein nivesh karna chaahiye. Aap sabse kam premium vaale helth inshyoreins ka chayan karte hain, kyonki aapko lagta hai ki aap samaan suvidha ke liye tulanaatmak roop se kam bhugataan kar rahe hain. Hakeekat: Plaan isliye sasta ho sakta hai, kyonki usamein ek haayar didktibl ya ko-pe amaaunt shaamil ho sakta hai, jo sam eshyord ka paraseintej hai, jiska bhugataan aap apni jeb se karte hain. Premium ke saath hi aapko sab-limits aur klem setalameint reshiyo jaise feature par bhi vichaar karna chaahiye. Iske badle, aap ek besik helth inshyoreins plaan lein aur uske baad top ap plaan ka chayan karein. If($(). Rkslider){ $('#phototabslide_66560487'). Rkslider('#phototabslide_66560487. Phototabslide . BtnNext', '#phototabslide_66560487. Phototabslide . Btnprev','False','600','600','1','NA','NA'); } Post office rekaring dipaujit: Ismein bhi kist na jama karne par account band kar diya jaata hai. Lagaataar chaar maheene kist na jama karne par khaata band kar diya jaaega. Fir jama na ki gayi raashi dene ke baad fir se ise shuroo kiya ja sakta hai. Kist ke prati 5 rupaye par 0.05 paise ke kisaab se penalty deni hogi$ Sukanya samruddhi yojana: Agar prati saal kam se kam 1 hajaar rupaye jama naheen kiye gaye to khaata band hoga$ Kya karein$ Shuroo karne ke liye paas ke post office ya bank mein jaaen$ Bakaaya jama keejiye, naun pemeint vaale kul saalon ke hisaab se pratyek ke liye kam se kam ek hajaar rupaye dein$ Har saal ke hisaab se 50 rupaye jurmaana bhi lagega$ Jeevan beema paulisi: Saalaana premium naheen bhareinge to beema paulisi band ho jaaegi. Milne vaale 15-30 din ke gres peeriyd mein bhi rakam na jama karne par paulisi leps ho jaaegi, jitne vakt tak pemeint naheen hogi utane vakt tak ke liye inshyord shakhs ko beeme ke tahat kavar naheen maana jaaega$ Dobaara kaise hogi shuroo$ Endovameint plaan$ Band hone ke do saal tak dobaara shuroo kar sakte hain, iske liye branch office ya apne agent se baat karein$ Bache hue saare premium bharne honge, let pemeint aur anya jurmaane bhi dene padeinge$ Pehle anaped premium ke 6 maheene ke andar agar paulisi shuroo kar li jaati hai to helth certificate naheen dena hoga. Isse jyaada vakt hone par jaroorat padegi$ Tarm inshyoreins$ Band hone ke do saal baad tak shuroo ki ja sakti hain. Iske liye bhi anaped Premier aur let fees bharani hogi$ Lekin ismein salaah di jaati hai ki nai paulisi hi khareed li jaae, agar aapko koi khaas beemaari hai jo pehle vaale beeme mein kavar hai to aisa na karein$ Unit link inshyoreins plaans$ Agar paulisi lauk in peeriyd mein hi band ho jaae to aapke paas ise fir shuroo karne ke liye do saal hain. Aap chaahein to ise band bhi kar sakte hain iske liye aapko koi risk kavar naheen milega$ Plaan band karne ke baad aapki raashi gair chaaloo paulisi fund mein chali jaaegi jispar saalaana 4 pratishat byaaj milega. Ispar 0.5 pratishat ki dar se fund management chaarj bhi lagega. Fir lauk in peeriyd khatm hone ke baad aapko rakam milegi$ Helth inshyoreins paulisi: Saalaana pemeint na karne par yeh band hoti hai. Kist jama karne ke liye 30 din ka gres peeriyd bhi milta hai. Leps peeriyd mein pauliseedhaarak kavar naheen hota. Kya karein$ Agar leps peeriyd ke dauraan pauliseedhaarak ko koi nai beemaari hui hai to uske baare mein bataana hoga$ Agar paulisi holder ne ek se jyaada premium miss kiya jo use fir se shuroo naheen kiya ja sakega$ Motor inshyoreins paulisi: Agar aapne premium miss kar diya to motor inshyoreins khatm ho jaaega. Agar beema khatm hone ke 90 din tak ise naheen karavaaya gaya to aapko koi klem naheen milega. Tay vakt par motor beema na karavaane par aapko apne vaahan ka nireekshan karavaana hoga, dekha jaaega vah pehle se kitna demej hai.

Peepeeef, Rekaring Dipaujit, Sukanya Samruddhi Account, Beema Paulisi Ko Fir Se Shuroo Karne Ke Tareeke Yahaan Jaaniye http://www.angrejinews.com/pic/253955