Kyon Varshon Pada Raha PNB Farjeevaade Par Parda

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Kyon Varshon Pada Raha PNB Farjeevaade Par Parda

Saloni shukla/sachin dave, Mumbai Bhaarat ke itihaas mein Punjab naishanal (PNB) bank mein hua sabse bada kaurporet fraud bhaarateeya companiyon mein oditing ke kamjor staindards ki or ishaara karta hai. Bank mein lagbhag saat varsh tak mileebhagat se gadbadiyaan hoti raheen aur saalon baad inka achaanak pata chala. PNB ki shaakhaaon ka oditrs ki ek team ki or se audit hone ke alaava kaunakareint audit bhi chal raha tha aur iske baavajood fraud hona hairaan karta hai. Agar do teemein kai varshon tak kisi cheej ka pata lagaane se chookati hain to yeh is tarah ki oditing ki kvauliti ko lekar savaal khade hote hain. Ek banker ne naam jaahir naheen karne ki shart par bataaya, 'Audit mein bijnas karne ke liye aprooval rakhane waali companiyon, funding haasil karne vaale bilon, ishoo kiye gaye letar of kredit, short-tarm funding tools ko dekha jaata hai. ' PNB fraud mein bankon ka 20,000 karod fansa! Sarkaari bank PNB ko 11,300 karod rupaye ke kaurporet skaindal se bada jhatka laga hai. Is fraud ko bank ke karmachaariyon ne joolars neerav Modi aur geetaanjali James ke mehul chokasi ke saath milkar anjaam diya. PNB ne 2011 se vibhinn bankon ko letar of andarateking (LoU) jaari kiye the, jinse daayamand marcheints ko funding milti thi. In LoU ki eksapaayari hone ke saath hi inhein aage badha diya jaata tha. Is gadbadi ka pata kuchh samay pehle laga, jab account ko sambhaalne vaale adhikaari retire hue the. Is tarah ke ghapalon ko oditrs ki or se turant pakada jaana chaahiye tha kyonki kaunakareint audit bhi chal raha tha. Haalaanki, PNB ka daava hai ki usaka intaranal kor banking system aur SWIFT ke jariye chalne wala intaranaishanal mesejing system inteegret naheen the aur isi vajah se yeh fraud hua hai. Bankon ka haal: Har 4 ghante mein 1 karmachaari ka fraud Industry eksaparts ka kehna hai ki is maamale mein staichyutari oditrs se jude do pramukh mudde hain. Adhiktar sarkaari bankon ke chalan ke anusaar kai shaharon ke liye bahut se oditrs niyukt kiye jaate hain. In oditrs ke paas ek vishesh bijnas se judi sabhi traanjaikshans ki jaankaari upalabdh naheen hoti aur ve keval ek branch se juda deta dekh sakte hain. Iske alaava inmein se adhiktar oditrs ke liye sarkaari bank unke sabse bade ya bahut se maamalon mein ekamaatr client hote hain. Isse aisi sthiti banti hai jismein oditrs shaayad vaastav mein svatantr naheen hote. RSM India ke suresh sharma ne kaha, 'Is maamale mein bank aur regyuletars sahit sabhi sansthaanon ke system ki naakaami rahi hai aur is vajah se keval oditrs par ungali uthaana theek naheen hoga. Bankon ko klaaints ke oditrs ke saath hi apne indipeindeint daayarektars ki niyukt ko lekar adhik satarkata baratani hogi. ' PNB: Jaanch ke ghere mein doosare bankon ke bhi adhikaari Is maamale mein PNB ke oditrs mein se kisi se bhi tippani ke liye sampark naheen ho saka. Sarkaari bankon ka oditrs niyukt karne ka system bahut puraana hai. Private sector ke ek bank mein oditrs ek ya do hote hain, lekin sarkaari bankon ke oditrs ki sankhya sainkadon mein hoti hai. Haal hi mein ek sarkaari bank ne apne kaunakareint oditrs ki sankhya 1,400 se ghataakar keval 30 kar 35 karod rupaye se adhik ki bachat ki thi. Big 4 ke naam se mashahoor chaar badi audit companiyaan desh ki diggaj companiyon ke audit ke liye 1.5-5 karod rupaye ke beech fi leti hain.

Kyon Varshon Pada Raha PNB Farjeevaade Par Parda http://www.angrejinews.com/pic/193341