Jaanein, Kaise In 7 Tareekon Se Haasil Kar Sakte Hain Apne Aarthik Lakshya

Breaking »

Jaanein, Kaise In 7 Tareekon Se Haasil Kar Sakte Hain Apne Aarthik Lakshya

Aadil Shetty, CEO, bank baajaar dot com FIFA world cup jald hi roos mein shuroo ho jaaega. Is tournament mein ham kuchh mahaan khilaadiyon ko apne sapane ko poora karne aur apne aapko amar banaane ki koshish karte hue dekheinge. In mahaan khilaadiyon ko apne sapanon ko poora karne ke liye kadi mehnat karte hue dekhkar hamein apne jeevan ke lakshyon ki yaad aa jaati hai. In lakshyon ko poora karne ke liye aksar sahi dhang se paison ka management karna aur use mahatva dena padata hai. Yahaan apne paise ko mainej karne ke saat kadam bataae gaye hain, jinki madad se aap har baar apne jeevan ke lakshyon ko poora kar sakte hain. Apna lakshya nirdhaarit karein Aap apne kisi lakshya ko kaise poora kareinge yadi aapko pata hi na ho ki aapka lakshya kya hai? Apne lakshya ko poora karne ke liye aapko sabse pehle ek lakshya nirdhaarit karna hoga. Har kisi ka koi na koi sapana to hota hi hai. Lekin kuchh sapane saaf naheen hote hain. Un sapanon ko saaf taur par lakshya mein badalna ya poora karna aasaan naheen bhi ho sakta hai. Isliye hamein sabse pehle apne sapanon ko ek lakshya mein badalne ka tareeka seekhana chaahiye. Aaie kuchh buniyaadi lakshyon ke saath shuruaat karte hain - Udaaharan ke liye, apne sapanon ki car khareedne ke liye paise bachaana, apne bachche ki padhaai ke liye ek college fund taiyaar karna, aur apne liye ek ritaayarameint fund taiyaar karna. Udaaharan ke liye, aap hom loan ka daaun pemeint karne ke liye 10 saal mein 15 lakh Ru. Bachaana chaahate hain. “akitna” aur “akab taka” jaise savaalon ka javaab dekar aap is aarthik lakshya ko nirdhaarit kar sakte hain. Apni avadhi par vichaar karein Samay ka bahut mahatva hai. Hamaara maanana hai ki aarthik lakshya aam taur par teen tarah ke hote hain - kam avadhi vaale, madhyam avadhi vaale, aur lambi avadhi vaale aarthik lakshya. Pratyek lakshya ke liye ek avadhi nirdhaarit karna aasaan naheen hai kyonki alag-alag vyakti ke liye yeh alag-alag hogi. Lekin kuchh khaas tarah ke lakshyon par ham sabhi sahamat ho sakte hain. Udaaharan ke liye ritaayarameint ek lambi avadhi wala lakshya hai aur ek imarajeinsi fund taiyaar karna ek kam avadhi wala lakshya hona chaahiye. Aap apne lakshya ko jitna adhik lambe samay ke liye nirdhaarit karte hain, use poora karne ki kshamata utani bad jaati hai. Iseeliye to kaha gaya hai ki aapko apne jeevan mein bachat karne ka kaam jald se jald shuroo kar dena chaahiye. Mahangaai par dhyaan dein Har saal badhati mahangaai paise ke moolya mein katauti kar rahi hai. Yadi aap pichhle 10, 20 aur 30 saalon ke mahangaai deta par gaur karein to rupaye ka moolya, lagbhag har 10 saal mein aadha ho gaya hai. Udaaharan ke liye, January 2008 ke 1000 Ru. , January 2018 ke lagbhag 2100 Ru. Ke baraabar ho jaaega. Aarthik lakshyon ki ganana karte samay mahangaai ke prabhaav par vichaar karna bahut jaroori hai. Chaliye maan leejiye aapne ek aisi nivesh yojana banaai hai jo 30 saal mein 50 lakh Ru. Ki guaranty deti hai. Aaj yeh dekhne mein ek badi rakam lag sakti hai. Lekin, 30 saal poora hone ke baad aap dekheinge ki 2048 ka 50 lakh Ru. 2018 ke lagbhag 6.5 lakh Ru. (7% ki ausat mahangaai dar ke hisaab se) ke baraabar ho sakta hai aur yeh rakam us samay mushkil se ek saal hi chal sakti hai. Sahi nivesh saadhan ka chayan karein Aapko apni manjil pata hai. Aapko pata hai ki vahaan pahunchane ke liye aapke paas kitna samay hai. Aapka nivesh saadhan vah saadhan hai, jiski madad se aap apni nivesh yaatra poori kar sakte hain. Is saadhan ke maadhyam se aapko sahi speed aur sefti donon milni chaahiye taaki aapko apne paise se haath dhona na pade aur aap samay par apna taaraget poora kar sake. Udaaharan ke liye, aap 15 saal mein apne bachche ke college fund ke liye 30 lakh Ru. Bachaana chaahate hain. Yadi aap ek rekaring dipojit ki madad se yeh fund taiyaar karte hain jo tax kaatne ke baad 6% ki dar se return deta hai to aapko har maheene 10,500 Ru. Nivesh karne padeinge. Lekin yadi aap 12% ke pratyaashit dar se return dene vaale ek ikviti myoochyooal fund mein paise nivesh karte hain to aapko har maheene sirf 6000 Ru. Nivesh karne padeinge. Is tarah aap kam se kam koshish ke saath vaanchhit samay mein apna lakshya poora kar sakte hain. Apne nivesh ko surakshit karein Maut, beemaar ya apaahij hone par bachaae gaye paise kharch ho sakte hain. Isliye is tarah ki anadekhi paristhitiyon se apne parivaar aur apni bachat ko bachaana jaroori hai aur inhein bachaane ke liye aapko helth inshyoreins ki madad leni chaahiye, jisse aapko aspataal ka kharch chukaane ke liye bank FD todane ki jaroorat naheen padti hai. Apne parivaar ke sabhi sadasyon ke liye ek helth inshyoreins jaroor lein aur jaroorat padane par ek kritikl ilanes paulisi bhi lekar rakhein. Yadi aapki aamdani par aapke parivaar ke log nirbhar rahate hain to aapko apne liye ek tarm plaan jaroor le lena chaahiye taaki aapki bevakt maut ke baad aapke parivaar ke sapane bikhr na sake. Samay-samay par apne nivesh ka jaayaja lein Samay-samay par apne nivesh sambandhi jarooraton ka jaayaja lena bahut jaroori hai. Yadi aapki nivesh yojana, aapki ummeed se kam laabh de rahi hai to usamein ferabadal karna pad sakta hai. Yadi vah achha laabh de rahi hai to aap apne yogadaan ko bada sakte hain. Aapko samay-samay par atirikt nivesh karne ka mauka bhi mil sakta hai. Udaaharan ke liye, jab aapko aapka bonas milta hai tab aap usaka kuchh hissa atirikt nivesh ke roop mein nivesh kar sakte hain. Is tarah aapka lakshya jaldi poora ho sakta hai. Laalach na karein Yadi koi nivesh yojana sachmuch bahut achha kaam kar rahi hai to usaki avadhi poori hone ke baad bhi use jaari rakhane ka man ho sakta hai. Lekin, yaad rakhein ki aap ek lakshya ko poora karne ke liye nivesh kar rahe hain. Aapka lakshya poora ho jaane ke baad apne nivesh se paise nikaalkar usaka istemaal apne sapanon ko poora karne ke liye karein. Udaaharan ke liye, yadi aap ek madhyam avadhi vaale lakshya ke liye ek ikviti myoochyooal fund ke maadhyam se nivesh kar rahe hain to aap baajaar ki asthirta se usaki raksha karne ka prayaas kar sakte hain. Vaanchhit rakam jama ho jaane ke baad aapko apne paise ko ab aur jokhim mein pade rahane dene ki jaroorat naheen hai. Aap use nikaal sakte hain aur usaka maja utha sakte hain.

Jaanein, Kaise In 7 Tareekon Se Haasil Kar Sakte Hain Apne Aarthik Lakshya http://www.angrejinews.com/pic/209468