Ghar Khareedne Se Pehle Paise Ka Hisaab-kitaab Durust Karein

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Ghar Khareedne Se Pehle Paise Ka Hisaab-kitaab Durust Karein

[ sakeena babavaani | Mumbai ] shaayad hi koi aisa ho, jiske man mein apna ghar khareedne ka sapana na ho. In dinon bankon aur housing finance companiyon se aasaani se hom loan mil jaata hai. Is vajah se bhi logon ke liye ghar khareedna pehle ki tulana mein kaafi aasaan ho gaya hai. Haalaanki ghar khareedne ke liye bada loan lena padta hai. Yeh badi sankhya mein logon ke liye mushkilein bhi khadi karta hai. Khaastaur par un logon ke liye, jo loan lene se pehle use chukaane ke baare mein naheen sochate. Hom loan 15 se 25 saal ke liye hote hain. Isliye karj lene se pehle itne lambe dyooreshan mein use chukaane ke baare mein bhi vichaar karna jaroori hai. Ojas kaipitl ke faaundar aur mainejing paartanar Shiv kukareja ne kaha, 'Ghar khareedna laung tarm kamitmeint hai. EMI ki vajah se aapki income ka ek hissa blauk ho jaata hai. Iska aapke financial gol aur doosari praayariteej par asar pad sakta hai. ' kya aap apni jindagi ka sabse bada faisala ghar khareedne ja rahe hain? Aaie pehle dekhte hain ki kya aap iske liye taiyaar hain? Daaun pemeint ka intajaam bhaarateeya reserve bank ke nirdesh ke mutaabik, bank aapko 80 parseint se jyaada hom loan naheen de sakte. Isliye aapko daaunapemeint ke liye badi rakam ka intajaam khud karna hoga. Agar aap 50 lakh ka ghar khareed rahe hain, to 10 lakh rupaye daaun pemeint karna pad sakta hai. Haalaanki 20 lakh rupaye tak ke loan ke liye bank 90 parseint loan de sakte hain. Daaun pemeint ka intajaam karne ke liye aapko 4-5 saal tak seving karni hogi. Uske baad aap ghar ki talaash shuroo kar sakte hain. Daaun pemeint ke liye aap efadi, yoolip, myoochual fund, stauks aur inshyoreins paulisi ko bhuna sakte hain. Haalaanki iske liye peepeee aur ipeeef jaisi ritaayarameint sevings ko haath naheen lagaana chaahiye. Agar aapko majabooran aisa karna padta hai to jald se jald usaki bharpaai bhi karni chaahiye. Bachche ki padhaai waali ki gayi bachat ka bhi ghar khareedne ke liye istemaal naheen karna chaahiye. Agar aap ghar khareedne ke liye peeef account se aanshik rakam nikaalate hain, to us par tax naheen dena padta. Life inshyoreins paulisi ke badle loan lene par kam byaaj dar chukaani padti hai. Daaun pemeint ke liye aap paireints ya rishtedaaron se bhi loan le sakte hain. Kya aap ghar aford kar sakte hain? Apni income aur kharch ke hisaab se ghar ka bajat tay kariye. Yeh dekhiye ki aap har maheene kitna paisa hom loan EMI ke taur par aford kar sakte hain. Agar aap abhi kiraaye ke ghar mein rah rahe hon, to ready tu moov in ghar khareediye. Isse aapko kiraaya naheen dena padega. Agar aap andarakanstrakshan prauparti khareed rahe hain, to pajeshan tak aapko kiraaya aur EMI donon chukaana hoga. Kailakuleshan karne ke baad aap ek saal tak EMI ki rakam short tarm det fund mein daaliye. Aur dekhiye ki us paise ke bagair aap ghar kharch mainej kar pa rahe hain. Agar aisa hai to aap ghar khareedne ke liye taiyaar hain.

Ghar Khareedne Se Pehle Paise Ka Hisaab-kitaab Durust Karein http://www.angrejinews.com/pic/49276