Faimili Flotars Kaust Kam, Lekin Kavar Pad Sakta Hai Chhota

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Faimili Flotars Kaust Kam, Lekin Kavar Pad Sakta Hai Chhota

eksaparts ka kehna hai ki faimili helth plaan apekshaakrut kam umr vaale pauliseeholdars ke liye achhe hote hain. Preeti Kulkarni bata rahi hain ki 45 saal se oopar vaalon aur laaifastaail ke chalte hone waali kisi beemaari se pareshaan logon ke liye indivijual kavar behtar ho sakta hai. . . Inshyoreins ki chaahat rakhane vaale jyaadaatar log in dinon aise helth inshyoreins praudakts le rahe hain, jo poori faimili ko kavar karein (beema ki shabdaavali mein faimili flotars). In logon ka maanana hai ki in paulisi se unhein poore parivaar ke liye apekshaakrut kam premium par jyaada kavar haasil hota hai. Inshyoreins eksaparts ke anusaar, ye log napaatula jokhim utha rahe hain kyonki in logon ka maanana hota hai ki aisa hone ki gunjaaish behad kam hai ki parivaar ke sabhi sadasyon ko kisi ek saal hauspitl mein bharti hone ya klems lene ki jaroorat pade. Faimili flotar plaan mein fiksd inshyoreins kavar hota hai, jise ek saal mein parivaar ke kai sadasya klem kar sakte hain. Tata-eaaiji general inshyoreins ke national rooral head (aiksideint end helth) ravindar M ne kaha ki metro aur chhote shaharon ke log ab poori faimili ke liye 10 lakh rupaye ka kavar khareedne lage hain. Unhonne kaha ki kai log faimili flotar paulisi le rahe hain. Hamaare portfolio mein flotar aur indivijual pauliseej ka anupaat 60: 40 hai. Company ki faimili flotar pauliseej ki bikri pichhle ek saal mein doguni se jyaada ho gayi hai. Financial iyar 2013 mein ICICI lonbaard ki flotar pauliseej ki sales 6.3 parseint badhi hai. Kai beema companiyon ke maamale mein bhi yahi treind dikha hai. Flotars ke paksh mein daleel eksaparts ke anusaar, kai log laagat ke pahaloo ke chalte faimili flotar pauliseej le rahe hain. Ise chaar meinbars ki ek faimili ke udaaharan se samajhte hain. Ismein sabse kam umr ke meinbar ki umr 8 saal aur sabse bade meinbar ki umr 38 saal hai. Yeh faimili 5 lakh rupaye ka kavar le rahi hain. Unhein har meinbar ke indivijual kavars ke liye 19,337 rupaye dene honge. Haalaanki is parivaar ko 10 lakh rupaye ka faimili flotar kavar kareeb 700 rupaye jyaada dene par mil jaaega. Helth inshyoreins adavaaijari medimainejadautakaum ke CEO sudheer saranaabat ne kaha ki pichhle kuchh varshon mein faimili flotar pauliseej ke lokapriya hone ki ek vajah yeh hai ki ismein kam premium mein jyaada kavar mil ja raha hai. Kai logon ka yeh bhi maanana hai ki bada faimili flotar kavar har meinbar ke liye chhote indivijual kavar se behtar rahega. Eksaparts ka kehna hai ki ye log har meinbar ke liye kai pauliseej ke bajaay poore parivaar ke liye ek paulisi ko track karne mein aasaani bhi mahasoos karte hain. Inshyoreins portal maayainshyoreinsaklabadautakaum ke CEO deepak yohaanan ne kaha ki masalan, aapko chaar premium naheen dene honge. Isi tarah aapko kai pauliseej par najar naheen rakhani hogi. Bachchon ko flotar mein aasaani se joda ja sakta hai. Seemaaon ka rakhein dhyaan kai inshyoreins eksaparts ka maanana hai ki agar kisi khaas varsh mein ek se jyaada faimili meinbar beemaar pad jaaen to tathaakathit bada kavar chhota saabit ho sakta hai. Parivaar mein agar senior sitijans hon ya laaifastaail ke chalte hone waali beemaariyon se pareshaan koi meinbar hon to aisi haalat ke aasaar jyaada ban sakte hain. Aisa hone par saal ke baaki hisse ke liye shesh faimili meinbars ko kam kavar par nirbhar rahana hoga. Ravindar ne kaha ki aadarsh sthiti mein har faimili meinbar ke liye indivijual kavar khareedna madadgaar hota hai kyonki ek ke maamale mein klem ka doosaron par asar naheen padega. Yohaanan ne kaha ki 45 saal se oopar ke logon ko indivijual kavar lena chaahiye. Kam umr ke pauliseeholdars ko faimili flotars par focus karna chaahiye. Kuchh eksaparts ka maanana hai ki kastamars ko 'Restoreshan' feature vaale praudakt ko chunakar kavar khatm karne se bachana chaahiye. L inshyoreins, Apollo Munich, Religare helth inshyoreins aur signa teeteeke helth inshyoreins ne haal mein aise praudakts pesh kiye hain, jo kisi saal mein kharch kiye gaye kavar ko bahaal kar dete hain, basharte baad vaala klem faimili ke doosare kisi meinbar ne kiya ho.

Faimili Flotars Kaust Kam, Lekin Kavar Pad Sakta Hai Chhota http://www.angrejinews.com/pic/48996